Tata Neu Infinity SBI Credit Card: Benefits & Apply

Summary

The Tata Neu Infinity SBI Credit Card is a feature-packed credit card designed for those who frequently shop from the Tata Neu app and Tata brand outlets like BigBasket, Croma, Tata CLiQ, Tata 1mg, and others. It is offered by SBI Card in partnership with Tata Neu and combines the power of smart rewards, digital convenience, and lifestyle rewards all in one card.

One of the greatest attractions of this card is the NeuCoins rewards program. You earn up to 10% value back in the form of NeuCoins as you spend using the Tata Neu app, and up to 5% on Tata brand spends outside the app too. Even on other usual spends, you get a maximum of 1.5% value back, so it’s an extremely rewarding card for your usual spends.

Besides rewards, the card also comes with free domestic airport lounge access, 1% fuel surcharge refund, contactless payment facility, and easy EMI. The card offers a welcome reward of 1,499 NeuCoins and more rewards for crossing annual spends milestones.

Introduction

In today’s go-getting digital era, having a credit card with extra capabilities other than mere spending ability is an intelligent financial decision. A case in point for this kind of card, gaining increasing traction, is the Tata Neu Infinity SBI Credit Card. This card is based on the might of collaboration between Tata Neu, the Tata Group’s digital super app, and SBI Card, a top credit card issuer in India.

To begin with, the reason why this credit card is unique is that it combines the benefits of the Tata Neu app with the reliability of an SBI credit card. It suggests that customers not only enjoy the standard benefits of a credit card but also stand to gain from exclusive rewards and discounts while buying on Tata Neu partner brands such as BigBasket, Croma, Tata CLiQ, Tata 1mg, AirAsia India, IHCL Hotels, and many more.

Also, the Tata Neu Infinity SBI Card is ideal for people who want to get every penny’s worth out of their daily expenses. Whether you are paying for a flight reservation, ordering groceries online, or paying your utility bills, this card rewards you for it. Also, the big advantage is that the card also comes with amenities like airport lounge access, fuel surcharge waiver, and contactless payment — all that make life easier and safer.

Besides that, the process of applying for this card is really simple. With online banking now easier than ever, you can apply online without any paperwork whatsoever. The entire process is quick and user-friendly. You receive your card a few days after your application gets accepted. Plus, the card can be used at millions of locations in the world, and thus, the card suits usage both locally as well as on internationally.

What is the Tata Neu Infinity SBI Credit Card?

The Tata Neu Infinity SBI Card is a formidable lifestyle card offered by SBI Card in partnership with Tata Neu, the digital platform of the Tata Group. It is designed especially for those who frequently shop on Tata Neu and utilize Tata products like BigBasket, Croma, Tata CLiQ, Tata 1mg, and so on. With this card, the clients will accumulate NeuCoins on expenditure, and these NeuCoins will be redeemable for obtaining discounts or rewards in the future.

Besides, the card offers several premium benefits such as access to airport lounges, exemption from fuel surcharge, and contactless payment. This is not only rewarding but also safe and convenient. Moreover, it can be used everywhere at more than millions of online shops and websites in India and worldwide, thereby enabling you to use it wherever you go.

How is the design of the Tata Neu Infinity SBI Credit Card?

The Tata Neu Infinity SBI Credit Card boasts a sleek, stylish, and premium-looking appearance. First, it catches your eye with its sleek black background and vibrant Tata Neu logo, making it look digital and smart. The card also has a minimalist appearance with important details like your name and card number laid out in an orderly fashion, making it look clean and classy.

The card also allows contactless payments; so, the front will show a contactless symbol for quick and simple transactions. The design generally reflects the luxury and ease the card provides, which qualifies for smart and tech-savvy consumers of today.

What are the benefits of the Tata Neu Infinity SBI Credit Card?

The Tata Neu Infinity SBI Credit Card boasts several interesting benefits that make it an excellent choice for lifestyle and frequent shopper usage. The most important benefits are listed below:

High Reward Points (NeuCoins)

You first receive 10% value back in the form of NeuCoins on spends made via the Tata Neu app and its group brands like BigBasket, Croma, Tata CLiQ, Tata 1mg, and others. That means saving more every time you shop.

Good Rewards on Other Spend

Besides that, you also get 5% value as NeuCoins on other Tata brand purchases (not in the app), and 1.5% value on all other eligible spends. Thus, you also get rewards on your regular spending.

Airport Lounge Access

Also, the card offers complimentary access to domestic airport lounges (4 times a year), which is perfect for frequent flyers who desire an experience of comfort.

Fuel Surcharge Waiver

You also avail a 1% fuel surcharge waiver on fuel transactions of ₹500 to ₹4,000, subject to a maximum of ₹100 per billing cycle. This comes in handy if you travel frequently.

Welcome Benefit

You receive 1,499 NeuCoins as a welcome benefit, which is redeemable for ₹1,499 against payment of the joining fee. This increases the utility of the card right from the start.

Milestone Benefits

Also, when you spend ₹3 lakh or more in a year, you receive an anniversary bonus of NeuCoins, which is a nice method of acknowledging your loyalty.

Easy EMI Options

Another benefit is that you can convert big spends to EMIs very easily, which is convenient to do for big spends without having to add any extra pressure.

What are the fees for the Tata Neu Infinity SBI Credit Card?

Here is a simple breakdown of the  Tata Neu Infinity SBI Credit Card fees.

Joining Fee	Rs. 1,499 + GST
Annual Fee	Rs. 1,499 + GST
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, a 3.75% per month (45% annually) charge is applied to the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting a Tata Neu Infinity SBI Credit Card?

1. Age Requirement:

• You should be between 18 and 65 years of age.

2. Income Requirement:

• Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have proof of a valid address.

What documents are required to get a Tata Neu Infinity SBI Credit Card?

The documents that you will have to submit to get the AA Tata Neu Infinity SBI Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Tata Neu Infinity SBI Credit Card be used?

Here is the list of places where you can use it:

• With the Tata Neu Infinity SBI Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  Tata Neu Infinity SBI Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The  Tata Neu Infinity SBI Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Tata Neu Infinity SBI Credit Card?

The credit amount you can spend is what you are provided to you with a Tata Neu Infinity SBI Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for a Tata Neu Infinity SBI Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the SBI Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by SBI Bank; for instance, you can choose the  Tata Neu Infinity SBI Credit Card.

• Just hover your cursor on the  Tata Neu Infinity SBI Credit Card and select ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest SBI Bank branch to apply for the  Tata Neu Infinity SBI Credit Card.

• Request for the credit card application form of the  Tata Neu Infinity SBI Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  Tata Neu Infinity SBI Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the SBI Bank Card website, mobile app, or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting a Tata Neu Infinity SBI Credit Card in 2025 be right?

Yes, getting a Tata Neu Infinity SBI Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. The bank also provides discounts and easy access to the EMI facility. 

SBI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should ensure you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

Briefly, the Tata Neu Infinity SBI Credit Card is a wonderful and rewarding choice for individuals keen on earning benefits on shopping, travel, petrol, and so much more. It is especially suitable for frequent shoppers using the Tata Neu app and shopping from Tata brands such as BigBasket, Croma, Tata CLiQ, and Tata 1mg. When you use this card, not only do you earn NeuCoins on almost every purchase, but you also enjoy most of the high-end lifestyle benefits like airport lounge access, waiver on fuel surcharge, and easy EMI facility.

Also, the card has a very nice welcome bonus, and the more you spend during the year, you get milestone rewards. That is, the more you use the card, the better. Also, the reward system is easy — you earn NeuCoins and can easily redeem them against future purchases on Tata Neu. It’s a return of some of your money each time you spend.

Another wonderful thing is the convenience it provides online. From receiving the card to managing your transactions, everything can be done online. The SBI Card mobile app enables you to monitor your spends, see your balance, pay your bills and even convert your big spends into EMIs with just the touch of a button. That means you have control over your money without any inconvenience.

Frequently Asked Questions (FAQ’s)