Summary
ICICI Bank offers a host of Top 10 ICICI Bank Lifetime Free Credit Cards with no membership fee and renewal cost, which is best for intelligent spenders. Credit cards give customers cashback, reward points, fuel surcharge offset, dining outlet offers, and entertainment discounts, as chosen based on their spending habits.
For online buyers, the Amazon Pay ICICI Bank Credit Card provides cashback of up to 5% on Amazon transactions. Regular fuel customers can save even more through the ICICI Bank HPCL Platinum and Coral Credit Cards, which provide cashback and HPCL fuel pump fuel surcharge rebates. If you are looking for a customized credit card, the ICICI Bank Expressions Credit Card lets you customize your card however you want and earn rewards.
For defense personnel, ICICI Bank has Parakram and Parakram Select Credit Cards that grant exclusive privileges in the form of dining and traveling benefits. Professionals and millennials can go for the ICICI Bank Mine Credit Card which gives personalized rewards based on one’s spending pattern. Cricket lovers will enjoy the Chennai Super Kings ICICI Bank Credit Card with a buy-one-get-one-free offer on match tickets and CSK special merchandise.
Introduction
Top 10 ICICI Bank Lifetime Free Credit Cards: For credit cards, ICICI Bank is among the most trustworthy banks in India. It offers multiple credit cards with varying needs such as shopping, travel, fuel, and dining. Among the best facilities available on most people’s wish lists a credit card is a lifetime-free choice. This means you don’t have to pay a joining charge or an annual charge to continue using the card. If you are the type of person who likes having a credit card with no added costs, then a lifetime free credit card suits you best.
ICICI Bank has a bunch of such zero annual fee credit cards which are great to have with some fabulous rewards and advantages. The cards allow you to earn reward points, cashback, and discounts on your various transactions. You could be an online shopper, a frequent flyer, or simply someone who dines out regularly; ICICI has the credit card for you. And the cherry on the cake? You won’t have to shell out any annual fees to use the card anymore!
Top 10 ICICI Bank Lifetime-Free Credit Cards in 2025
Apart from saving you money on repeated expenditures, it also helps to build your credit score if you ever intend to take a loan. However many people are inclined to hesitate when taking credit cards due to massive annual fees. Life-free credit cards are a very good alternative to opt for since they provide you with the luxury of a credit card with minimal extra monetary restrictions.
Here, we are going to learn about the best 10 ICICI Bank lifetime free credit cards (Top 10 ICICI Bank Lifetime Free Credit Cards) that you should look for in 2025. We will examine their benefits, strengths, eligibility, and how you can apply for them. If you desire a hassle-free credit card with savings and rewards, this article will help you make the right choice. Let’s begin!
Top 10 ICICI Bank Lifetime Free Credit Cards Features
ICICI Bank Platinum Chip Credit Card
ICICI Bank Platinum Chip Credit Card is a great inaugural credit card to use on an everyday basis. It provides free lifetime options to eligible customers as well as reward points on each transaction. The card is driven by chip-and-PIN technology, which provides better security from fraud. You will be in a position to avail fuel surcharge waivers, dining offers, and ICICI Bank special advantages.
| Features | Detail |
| Joining Fee | No joining or annual fee. |
| Contactless Payments | Tap & Pay feature for simple, secure, and fast payments. |
| Interest-Free Period | Interest-free credit of up to 48 days on spending. |
| Credit Shield | Cover against unauthorized transactions if reported within 24 hours. |
| Fuel Surcharge Waiver | Receive a 1% fuel surcharge waiver on fuel transactions done at HPCL pumps (max ₹200/month). |
| Accepted Worldwide | Acceptable at millions of merchants in India and across the globe. |
| Secure Transactions | Secure Transactions With EMV chip & PIN technology for increased security. |
| Reward Points | Get 2 Reward Points on each ₹100 spent on retail transactions (excluding fuel). |
| Dining Privilege | Get up to 15% discount on dining at over 2,500 partner restaurants through ICICI Bank Culinary Treats. |
Amazon Pay ICICI Bank Credit Card
Amazon Pay ICICI Bank Credit Card is a lifetime free credit card meant for Amazon buyers. It provides cashback without a limit on purchases made by you, including up to 5% for Amazon Prime holders and 3% for other users on purchases made on Amazon. You will also receive 2% as cashback when you use Amazon Pay on partner merchants and 1% on all other purchases. With no joining and yearly fees, this card is ideal for people who shop online a lot and wish to save money easily.
| Features | Detail |
| Joining Fee | No joining or annual fee. |
| Contactless Payments | Contactless payment capability to facilitate quicker and more secure transactions. |
| Cashback on Amazon | 5% cashback on Prime members, 3% on non-Prime on Amazon purchases. |
| Amazon Pay Benefits | 2% cashback on payments done at Amazon Pay partner merchants. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on fuel purchases done in India. |
| Accepted Worldwide | Accepted by all VISA/Mastercard merchants globally. |
| Direct Cashback | Automated cashback to Amazon Pay balance every month. |
| Other Spends | 1% cashback on all other offline & online transactions. |
ICICI Bank Parakram Select Credit Card
The ICICI Bank Parakram Select Credit Card is a unique lifetime free credit card meant for Indian defense personnel. It provides reward points on all spending, along with fuel surcharge rebates, dining discounts, and travel facilities. With the card, users can avail themselves of free domestic airport lounge access and special benefits on lifestyle and entertainment spending. The zero-fee per year and personalized rewards render it an ideal option for defense professionals seeking discounts and rewards on everyday transactions.
| Features | Detail |
| Joining Fee | No joining fee or annual fee for defense personnel. |
| Contactless Payments | Tap & Pay facility to make fast and secure payments. |
| Airport Lounge Privileges | 4 free domestic airport lounge privileges in a quarter. |
| Movie Rewards | 25% discount on booking a movie at BookMyShow (every two weeks). |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions at all fuel stations in India. |
| Travel & Lifestyle Offers | Discounts on hotels, flights, and high-end lifestyle products. |
| Secure Transactions | Secure Transactions With EMV chip & PIN technology for increased security. |
| Reward Points | Get 5 reward points on each ₹100 on selected categories and 2 points on other spends. |
| Dining Rewards | 25% discount at ICICI Bank’s partner restaurants using the ICICI Bank Culinary Treats program. |
ICICI Bank Parakram Credit Card
The ICICI Bank Parakram Credit Card is a lifetime-free card and is exclusively designed for Indian defense personnel. It offers reward points on all purchases, fuel surcharge waivers, dining benefits, and lifestyle benefits. The customers using this card can have exclusive advantages on shopping, travel, and entertainment without paying any annual fee. From day-to-day expenses to occasional purchases, the Parakram Credit Card gives fantastic savings and rewards for our country’s courageous warriors.
| Features | Detail |
| Joining Fee | No annual fee or joining fee for defense personnel. |
| Contactless Payments | Tap & Pay facility to make fast and secure payments. |
| Airport Lounge Privileges | 4 free domestic airport lounge privileges in a quarter. |
| Movie Rewards | Get a 25% discount on movie tickets using BookMyShow (twice a month). |
| Fuel Surcharge Waiver | 1% fuel surcharge refund on fuel transactions at all the fuel stations in India. |
| Travel & Lifestyle Offers | Lifestyle brand discounts and travel booking discounts. |
| Secure Transactions | Secure Transactions With EMV chip & PIN technology for increased security. |
| Reward Points | Accumulate 3 reward points for every ₹100 spent on specific categories and 1 point for other spends. |
| Dining Rewards | Up to 25% discount at partner restaurants under ICICI Bank Culinary Treats program. |
ICICI Bank Mine Credit Card
The ICICI Bank Mine Credit Card is a lifetime-free card with a focus on millennials and working young professionals. The card offers a tailor-made reward system where customers can pick and choose rewards as per their spending patterns. The card gives cashback on retail spending, dining, and entertainment, and also premium privileges such as access to airport lounges and waiver of fuel surcharge. Its digital-first philosophy makes this card ideal for mobile banking customers who enjoy keeping track of their money on the go and need maximum rewards flexibility.
| Features | Detail |
| Joining Fee | No annual fee if spends of ₹3,00,000 or more are met each year. |
| Contactless Payments | Tap & Pay facility to make fast and secure payments. |
| Airport Lounge Privileges | Enjoy 1 complimentary domestic lounge visit per quarter. |
| Cashback on Spending | Receive up to 5% cashback on dining, entertainment, and shopping. |
| Fuel Surcharge Waiver | Waiver of 1% fuel surcharge on every fuel station transaction. |
| Digital-First Experience | Completely controlled through the ICICI Bank iMobile Pay app |
| Secure Transactions | Secure Transactions With EMV chip & PIN technology for increased security. |
| Reward Points | Choose different reward schemes based on your spending. |
ICICI Bank HPCL Platinum Credit Card
The ICICI Bank HPCL Platinum Credit Card is ideal for frequent fuel spenders. The card provides excellent cashback and reward points for fuel spent on HPCL petrol pumps in India. With a 1% fuel surcharge waiver, instant reward points, and additional benefits on shopping and dining, the card provides maximum savings on daily spending. If you wish to reduce your fuel bills along with availing other advantages, this card is ideal!
| Features | Detail |
| Joining Fee | Rs. 199 + GST |
| Contactless Payments | Tap & Pay feature for instant and secure payments. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver at HPCL petrol pumps (max ₹200/month). |
| Dining Discounts | Up to 25% discount at dining partner restaurants under ICICI Bank Culinary Treats program. |
| Fuel Benefit | 2.5% cashback on fuel transactions at HPCL petrol pumps (max ₹100/month). |
| Annual Fee | The annual fee is exempted from spending ₹50,000 or more in a year. |
| Secure Transactions | Secure Transactions With EMV chip & PIN technology for increased security. |
| Reward Points | 2 reward points on each ₹100 spent at fuel, grocery, and dining. |
Chennai Super Kings ICICI Bank Credit Card
The Chennai Super Kings ICICI Bank Credit Card is specifically designed for ardent CSK fans, providing exclusive cricket-themed rewards and benefits. You can enjoy discounts on match tickets, exclusive CSK merchandise, and cashback on your daily expenses with this card. It also offers reward points on shopping, dining, and travel, making it a good option for cricket enthusiasts as well as savvy spenders. If you are a die-hard “Whistle Podu” fan, this card allows you to enjoy your passion for CSK with financial benefits!
| Features | Detail |
| Joining Fee | Rs. 500 + GST |
| Contactless Payments | Tap & Pay feature for faster and more secure payments. |
| Exclusive CSK Merchandise | Avail exclusive Chennai Super Kings-branded merchandise on card activation. |
| Movie Rewards | Discount on movies and events on BookMyShow. |
| Fuel Surcharge Waiver | 1% fuel surcharge reversal on all Indian fuel stations. |
| Discount on Match Tickets | Avail discounts on CSK match tickets during the season of IPL. |
| Secure Transactions | Secure Transactions With EMV chip & PIN technology for increased security. |
| Reward Points | Avail 2 reward points for every ₹100 spent on retail transactions (excluding fuel). |
| Dining Rewards | Enjoy up to 25% discount at restaurant partners via the ICICI Bank Culinary Treats program. |
Accelero ICICI Bank Credit Card
Accelero ICICI Bank Credit Card is for those who spend a lot on fuel, travel, and day-to-day expenses. It provides high cashback on fuel transactions, along with reward points on shopping, dining, and utility bills. With features such as a waiver of fuel surcharge, free roadside assistance, and lifestyle benefits, this card provides maximum savings on day-to-day expenses. If you want a credit card that will save you more on travel and fuel, the Accelero card is an excellent option!
| Features | Detail |
| Joining Fee | Rs. 499 + GST |
| Contactless Payments | Tap & Pay feature for instant and secure payments. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions at all fuel outlets across India. |
| Dining Discounts | Up to 25% discount at partner restaurants using ICICI Bank Culinary Treats program. |
| Fuel Benefit | Up to 2.5% cashback on fuel purchases at designated fuel outlets. |
| Entertainment Benefit | Exclusive discounts on movies and events through BookMyShop. |
| Secure Transactions | Secure Transactions With EMV chip & PIN technology for increased security. |
| Reward Points | 2 reward points for every ₹100 spent on retail transactions (excluding fuel). |
| Roadside Assistance | Free roadside assistance services in case of an emergency. |
ICICI Bank HPCL Coral Credit Card
The ICICI Bank HPCL Coral Credit Card is an ideal option for individuals who spend a lot on fuel, dining, and shopping. It provides cashback and reward points on fuel transactions at HPCL petrol pumps, along with special discounts on dining and entertainment. With features such as a fuel surcharge waiver and contactless payments, this card provides hassle-free transactions and maximum savings. If you are seeking a credit card that saves you on fuel costs while indulging in lifestyle benefits, the HPCL Coral Credit Card is the ideal choice!
| Features | Detail |
| Joining Fee | Rs. 199 + GST |
| Contactless Payments | Tap & Pay feature for instant and secure payments. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions at all fuel pumps in India. |
| Dining Discounts | Up to 25% discount at partner restaurants through the ICICI Bank Culinary Treats program. |
| Fuel Benefit | Earn up to 2.5% cashback on fuel transactions at selected fuel pumps. |
| Entertainment Benefit | Discounts on movies and events through BookMyShow. |
| Secure Transactions | Secure Transactions With EMV chip & PIN technology for increased security. |
| Reward Points | 2 reward points for every ₹100 spent on retail transactions (excluding fuel). |
| Roadside Assistance | Free roadside assistance services for emergencies. |
ICICI Bank Expressions Credit Card
ICICI Bank Expressions Credit Card is a customized credit card where you can customize the look of the card with your photo, hence making it a part of your personality. Apart from its stylish look, the card offers reward points on all spending, fuel surcharge waiver, and dining benefits. The card also has an array of exclusive entertainment rewards such as offers on tickets to the cinema. If you’re looking for a credit card that combines personalization with great rewards, the Expressions Credit Card is a perfect choice!
| Features | Detail |
| Joining Fee | Rs. 500 + GST |
| Contactless Payments | Tap & Pay feature for instant and secure payments. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions at all fuel pumps in India. |
| Dining Discounts | Up to 25% discount at partner restaurants through the ICICI Bank Culinary Treats program. |
| Entertainment Benefit | 25% Discounts on movies and events through BookMyShow. |
| Secure Transactions | Secure Transactions With EMV chip & PIN technology for increased security. |
| Reward Points | 2 reward points for every ₹100 spent on retail transactions (excluding fuel). |
| Personalized Card Design | Customize your card with an image of your choice. |
Conclusion
ICICI Bank has different Top 10 ICICI Bank Lifetime Free Credit Cards with assorted lifestyles and purchasing habits to meet the needs. If you are a traveler, shopper, fuel consumer, cinemagoer, or even a cricket follower, ICICI Bank credit cards have the product for your category. The best advantage of free credit cards for life is that you will not have to pay annual fees or charges, which implies that you receive benefits without paying extra fees.
If you shop online frequently, Amazon Pay ICICI Bank Credit Card is the best option with 5% cashback on Amazon purchases. If you like a personalized experience, you can personalize the look of your card along with earning reward points with the ICICI Bank Expressions Credit Card. Fuel consumers can save big on the ICICI Bank HPCL Coral Credit Card and HPCL Platinum Credit Card, where they get cashback and surcharge waiver on fuel.
For young professionals and technology-friendly customers, the ICICI Bank Mine Credit Card comes with a reward scheme that can be personalized, and hence it is a one-card wonder. Should movies and dining be your idea of fun, the BookMyShow has plenty of options. ICICI Bank cards allow you to reduce entertainment expenses. For defense personnel, there are special privileges on the ICICI Bank Parakram and Parakram Select Credit Cards.
Frequently Asked Questions (FAQ’s)
Ans: A lifetime free credit card is a credit card that has no joining fee or annual maintenance fees, which allows users to access its facilities at no extra cost.
Ans: Yes, regular payment of bills and maintaining a low credit usage ratio through these credit cards can help improve your credit score in the long term.
Ans: Yes, ICICI Bank offers customers the facility of paying large-value purchases as simple EMIs on most of its credit cards. You can check EMI eligibility while making the payment.
Ans: Yes, all ICICI Bank lifetime free credit cards are widely accepted across the globe and may be used at VISA and Mastercard merchants worldwide.
Ans: In case your ICICI Bank credit card is lost or stolen, you should report the same by calling ICICI Bank customer care or blocking the same via the iMobile Pay app for security.
