Yes Bank Marquee Credit Card: Apply Process

Yes Bank Marquee Credit Card Apply Process

Summary

In short, the Yes Bank Marquee Credit Card is a high-end lifestyle credit card for people who want luxury, ease, and high-end benefits. The card gives consumers a wonderful deal right away with a welcome gift of 40,000 reward points. The card also gives you a lot of rewards for both online and offline purchases, which makes it a good choice for everyday shopping.

Also, this credit card is great for people who travel a lot. It gives you unrestricted access to foreign lounges and six free trips to domestic lounges every three months. This is a huge benefit for people who travel a lot. The card also has a low 1% foreign exchange markup, which makes buying things from other countries cheaper.

The Yes Bank Marquee Credit Card also gives you a lot of fun and lifestyle options. You can get Buy One Get One Free movie tickets, 15% off meals, and even golf perks like free lessons and not having to pay green fees. The card also features good protection benefits, such as purchase protection, credit shield, and fuel surcharge waivers, which make your finances safer overall.

Introduction

The Yes Bank Marquee Credit Card is the greatest high-end credit card because it has style, rewards, and ease of use all in one. This credit card is great for people who make a lot of money, like nice things, and want to get the most out of their lives. It has a lot of excellent things about it. With the Yes Bank Marquee Credit Card, you get more for your money because you may use airport lounges for free and earn reward points on every transaction.

First of all, this credit card is perfect for people who dine out, travel, and shop a lot. It provides amazing cash back, bonuses, and one-of-a-kind promotions that make it a great choice for anyone who knows how to spend money. It also includes powerful security features that make sure your transactions are safe and reliable. This card makes it easier and more stylish to pay for things, whether you’re buying a plane ticket or eating at a nice restaurant.

The Yes Bank Marquee Credit Card not only lets you spend money, but it can also help you save money over time. You can use the points you earn to obtain gift cards, things, or discounts later. The card also covers you with insurance, waives fuel surcharges, and more. If you want a credit card that can do a lot of things, this is a great option.

The good news is that applying for this card is quite simple and easy. Yes Bank makes it easy to apply, whether you do it online or in person, and they don’t ask for a lot of paperwork. Before you apply, it’s important to look at the prerequisites for qualifying, such as your age, income, and credit score. 

What is the Yes Bank Marquee Credit Card?

The Yes Bank Marquee Credit Card is for people who desire to travel, eat well, and experience the best things in life. It has a lot of wonderful features for people who want to make a lot of money, get rewards, and use it rapidly. You may get into airport lounges for free with this card, and you can get a lot of reward points for every purchase. You can also save money on groceries and other things.

The card also has powerful security features that keep all of your transactions safe. You also get free insurance, don’t have to pay extra for petrol, and can do fun things that were chosen particularly for you. You may use your points right away to get discounts, gift cards, or other items, which is much better.

How is the design of the Yes Bank Marquee Credit Card?

The Yes Bank Marquee Credit Card looks great and fits well with its high-end status. The card is first and foremost sleek and stylish. It looks smart because it has a shiny black or deep blue finish. The sleek design looks professional and feels like it costs a lot when you touch it.

The card seems more classy because it has a simple style. The Yes Bank logo and the term “Marquee” are plain to see. The chip on the front of the card adds protection, and the information is well-organized, so it’s easy to use.

What are the benefits of the Yes Bank Marquee Credit Card?

Here are the main advantages of the Yes Bank Marquee Credit Card, written in simple, straightforward English:

Welcome bonuses and rewards

  • You get a generous welcome bonus of 40,000 Yes Rewardz points when you sign up. This is worth about ₹10,000, which fully covers the cost of enrolling. 
  • You get 36 points for every ₹200 spent online (about 4.5% of the value) and 18 points for every ₹200 spent in person (about 2.25% of the value). 
  • Rewards on bills and utilities: You can get 10 points for every ₹200 you spend on things like recharges, insurance, education, and government bills. 

Access to Travel and Lounges

  • Access to domestic lounges: Both primary and add-on cards get six free visits every three months. 
  • Unlimited access to foreign lounges: Both primary and add-on cardholders can use them for free as much as they want. 
  • Low foreign exchange fee: Only 1% markup on foreign currency transactions, which is cheaper than other cards. 

Lifestyle and Fun

  • Buy one, get one free on BookMyShow tickets up to three times a month (maximum discount of ₹800 per ticket). 
  • Dining Fiesta: Get a guaranteed 15% off at more than 1,000 restaurants. 

Golf and other benefits

  • Golf access: Get one free golf lesson a month and four free green fees at some Indian golf venues. 

Protection for purchases and insurance

  • Purchase protection: for 6 months, you can get up to ₹50,000 in coverage for buying electronics and mobile phones online. 
  • Credit Shield: Up to ₹3 lakh in protection cover 

Benefits of Fuel

  • Fuel surcharge waiver: Get 1% back on fuel purchases between ₹400 and ₹5,000 (up to ₹1,000 every statement cycle) 

Rewards for Milestones and Renewals

  • Milestone bonus: If you spend ₹10 lakh in a year, you can skip the ₹4,999 renewal cost. 
  • Renewal bonus: If you pay the charge, you get 20,000 reward points when you renew. 

What are the fees for the Yes Bank Marquee Credit Card?

Here is a simple breakdown of the  Yes Bank Marquee Credit Card fee.

Joining FeeRs. 9,999 + GST
Annual FeeRs. 9,999 + GST
Add-on Card FeeNo additional charges for family members’ cards.
Finance ChargesIf you don’t pay your bill in full, a charge of 2.99% per month (35.88% annually) is applied to the outstanding balance.
Cash Advance Fee2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment FeeFor Statement Balance
Less than Rs. 101 – Nil
Rs. 101 – Rs. 500 – Rs. 150
Rs. 501 – Rs. 5,000 – Rs. 500
Rs. 5,001 – Rs. 20,000 – Rs. 750
Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting a Yes Bank Marquee Credit Card?

1. Age Requirement:

  • You should be between 18 and 65 years of age.

2. Income Requirement:

  • Salaried Applicants: A minimum net monthly income is required; however, the bank determines the specific amount, which may vary based on the applicant’s profile.
  • Self-Employed Applicants: A minimum ITR amount is required; the bank determines the specific amount and may vary depending on the applicant.

3. Employment Status:

  • You should have a regular job or business with a fixed income source.

4. Credit Score:

  • A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

  • You should be an Indian resident and have proof of a valid address.

What documents are required to get a Yes Bank Marquee Credit Card?

The documents that you will have to submit to get the Yes Bank Marquee Credit Card are as follows:

Identity ProofAadhaar card, Passport, Voter ID, Driving license, PAN card
Address ProofUtility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income ProofSalary slip for the last 3 months, if you are a salaried employeeBank statement for the previous 3 monthsITR for self-employed persons
PhotographThe latest passport-sized photograph

Where can the Yes Bank Marquee Credit Card be used?

Here is the list of places where you can use it:

  • With the Yes Bank Marquee Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
  • You can also use it on websites like Amazon and Flipkart, and make bookings on websites like MakeMyTrip and Yatra.
  • You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
  • You can use it to book flight, train, or bus tickets and pay for taxi, Uber, Ola, or hotel bookings.
  • You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
  • You can use your  Yes Bank Marquee Credit Card to pay for expensive electronics or appliances through easy monthly installments (EMIs).
  • The Yes Bank Marquee Credit Card is also accepted in other countries, allowing you to make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Yes Bank Marquee Credit Card?

The credit amount you can spend is what you are provided with when you have a Yes Bank Marquee Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can only spend up to that amount. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies from person to person. A credit limit could be ₹30,000 for one person and ₹1,00,000 for another, or even more, depending on their profile and financial background.

It’s essential to track your expenses and not exceed the credit limit, as exceeding this limit can result in additional penalties and a decrease in your credit score.

How do you apply for the Yes Bank Marquee Credit Card?

Apply it through both these modes: 

Online Application Process:

  • Visit the official website of the Yes Bank, i.e. 
  • Go to ‘Cards’, followed by ‘Credit Cards’.
  • On that page, you can see numerous options for credit cards issued by Yes Bank; for instance, you can choose the Yes Bank Marquee Credit Card.
  • Simply hover your cursor over the Yes Bank Marquee Credit Card and select ‘Apply Now‘ from there.
  • You will be asked to fill out your details, including your name, contact information, income details, and employment status.
  • Be accurate and updated with the information provided.
  • You are required to upload the following documents: your identity proof, address proof, income proof, and a photograph, as listed above.
  • After filling out the details and uploading the documents, review your application to make sure everything is correct.
  • Apply online through the application form.
  • The bank will check your application after you submit it. They can request additional documents or information if necessary.
  • You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

  • You can walk into the nearest Yes Bank branch to apply for the Yes Bank Marquee Credit Card.
  • Request the credit card application form for the  Yes Bank Marquee Credit Card. They will provide you with the form and proceed accordingly.
  • Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.
  • Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.
  • Your application will be processed, and your information will be cross-checked at the bank level.
  • In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
  • You will receive the  Yes Bank Marquee Credit Card by post at the same postal address.
  • Once you receive your card, please activate it by following the instructions provided in the envelope through the Yes Bank Card website, mobile app, or by contacting customer service.
  • For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting a Yes Bank Marquee Credit Card in 2025 be the right choice?

Obtaining the Yes Bank Marquee Credit Card in 2025 can be a good option if you require a credit card with excellent offers, especially for those who shop for lifestyle products. The reward is amazing and comes with the purchase of items such as jewelry. The bank also provides discounts and easy access to the EMI facility. 

Yes Bank is also a strong bank with high customer service, making it a dependable choice. However, don’t forget to ensure that you can handle your credit responsibly by paying your bills on time and keeping your credit utilization below its limit. Provided that you are stable in terms of income and you have good credit, it might be a perfect option in 2025.

Conclusion

To sum up, the Yes Bank Marquee Credit Card is a high-end card with a lot of fantastic perks, incentives, and luxury. This card has something for everyone, whether you want to go shopping, vacation, or dine at nice restaurants.  You can get into airport lounges for free with this card. You can also get a lot of reward points on every purchase and excellent bargains on food and movies. You may even play golf with it.

When you buy something, whether it’s online or in person, you know it’s safe because of the security precautions and insurance that come with it. This card is perfect for folks who travel a lot because it has a low markup on foreign currency and enables you to use lounges in other countries. You can also keep producing money while you spend it, which makes it easier to get more out of what you spend every day.

Another amazing thing about it is the milestone benefit. You won’t have to pay the renewal fee if you spend a certain amount of money in a year. This makes the card much cheaper and a great investment for the long term. You can also apply for Yes Bank quickly and easily, whether you do it online or in person. This makes it even easier.

Frequently Asked Questions (FAQ’s)

Que: Is it possible to use this card outside of the US?

Ans: Yes, the card works all across the world, and overseas transactions only cost about 2.75% more in foreign currency.

Que: Does this card get you inside the lounge?

Ans: Yes, you might obtain free entry to domestic airport lounges; however, it depends on the card type and the offer duration.

Que: What do I need to do to get the Yes Bank Marquee Credit Card?

Ans: You can apply online through the official Yes Bank website or through third-party sites that you trust. The process is simple and incorporates digital KYC to speed up acceptance.

Que: Can I change my purchases into EMIs?

Ans: Yes, you can turn purchases of a particular amount (typically ₹1,500 or more) into EMIs with low interest rates.

Que: If I lose my card, am I protected in any way?

Ans: Yes, the card comes with lost card liability coverage, and buy protection insurance to safeguard you from fraud or damage to qualified items that you didn’t mean to do.

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