Yes Bank POP-CLUB Credit Card: Features & Apply

Summary

The Yes Bank POP-CLUB Credit Card is a smart card that is simple to use and works well with the way people live these days. It’s great for folks who use UPI a lot to buy stuff, order food, book cabs, or shop online. One of the best things about it is that you don’t have to pay to be a part of it. You also don’t have to pay the yearly fee of ₹399 if you spend ₹1.5 lakh or more in a year. This is a great choice for folks who are doing it for the first time.

The card also comes with cool welcome bonuses, such as free Blinkit deliveries, a Zomato Gold membership, discounts on Cleartrip and Cult Sport, and more. These benefits are quite useful right away. You can also get 10 POPcoins for every ₹100 you spend online and 2 POPcoins for every ₹100 you spend in person with the card. Now, the POP app allows you to gain more rewards for big purchases and UPI transfers.

With the card, you can also get a virtual card right now. If it gets accepted this way, you can use it right away. You don’t have to wait for the card to come in the mail. It looks new, you can pay without touching it, and it keeps track of how much you spend in real time, which makes it even easier to use. You can also use the POPcoins you earn in the POPclub app to buy things, get coupons, or get discounts right instantly.

Introduction

Credit cards are more than simply a tool to pay in today’s environment. They give you cool prizes, cash back, discounts, and even perks for your way of life. The Yes Bank POP-CLUB Credit Card is getting a lot of attention, especially from young people and people who are good with technology. This credit card is made for the fast-paced lives of people nowadays. This card has a lot of benefits that make your spending more lucrative, whether you shop online, eat out, or book airline tickets.

First of all, the POP-CLUB Credit Card is powered by Yes Bank and Paisabazaar, and it is fully digital. You can do everything online, from applying to getting approved to using the service. This is incredibly helpful for folks who like things to go quickly and without paper. Additionally, there are no membership fees or annual fees for the card, making it a great choice for anyone who is using a credit card for the first time or who wants a free option.

The card’s rewards scheme is also one of its main draws. Users get 5X rewards on certain brands, such as Myntra, Zomato, Uber, Blinkit, and others. People use these networks a lot; therefore, it’s easier and faster to earn rewards. The card also gives you 1X rewards on all other forms of spending, not just this one. You may use these reward points to get gift cards, brand coupons, or even discounts, so you get the most for your money.

Also, the card activates right away, and you can start using it as soon as your application is approved. You don’t have to wait for the card to come in the mail. Your transactions are also safe and smooth because you can pay without touching anything, and the security features are strong.

What is the Yes Bank POP-CLUB Credit Card?

The Yes Bank POP-CLUB Credit Card is a unique kind of credit card made just for consumers who love to shop online and want to get cool rewards for their everyday purchases. You don’t have to pay a membership fee or yearly fees for this credit card. This is a wonderful card for novices or anyone who wants to save money. Yes Bank and Paisabazaar are working together to offer the card, and you may apply for it totally online.

The POP-CLUB Credit Card also focuses on delivering extra benefits for shopping at well-known stores like Zomato, Myntra, Uber, Blinkit, and others. This card lets you save more while you spend if you commonly purchase or order from these sites. In addition, it gives you a fully functional virtual credit card right away after you get approved, which you can use even before the real card comes.

How is the design of the Yes Bank POP-CLUB Credit Card?

The Yes Bank POP-CLUB Credit Card is different from other credit cards since it appears new and pleasant. First of all, the card has a bright and bold style that goes well with the excitement of today’s youthful, tech-savvy customers. The logo, card number, and chip are all in the appropriate positions, and the layout is simple. This gives the card a clean, high-end appeal.

The card also has a trendy POP-CLUB logo on it, which is nice for folks who care about how things look. The design also contains a contactless symbol that lets you know you can make transactions by tapping and paying without needing to swipe the card. This makes things much easier and more up-to-date.

What are the benefits of the Yes Bank POP-CLUB Credit Card?

1. No joining fee and maybe no annual fee

First of all, there is no price to enrol, which makes it easy to start. Also, if you spend ₹1.5 lakh or more in a year, the ₹399 yearly charge is eliminated, which means that active customers can use it for free for life. 

2. Welcome offers that are very good

Also, when you activate your new card, you get 500 extra POPcoins. There are also a lot of welcoming perks, such as:

• Five free Blinkit deliveries

• ₹750 Cleartrip gift card

• ₹500 Cult Sport gift card

• Mini-membership for 3 months on Zomato Gold

• Membership in PharmEasy Plus for six months

• Two Rapido ride passes, which are valued at about ₹100 

3. POPcoins as cashback

Also, it offers a payback scheme that works through POPcoins:

• 10 POPcoins for every ₹100 spent online

• 2 POPcoins for every ₹100 spent offline

• Plus, if you use POP UPI, you’ll get an extra 5% POPcoins on top of the usual online incentives. 

4. Bonuses for reaching goals

You also get an extra 1,500 POPcoins for every ₹1.5 lakh you spend in a year, which is a fantastic incentive for people who spend a lot. 

5. Travel and convenience benefits

The card also has smart travel features:

• You can cancel or change your Cleartrip booking for free for just ₹1.

• All gas stations will not levy a 1% fuel premium. 

6. Many ways to redeem

You may also use POPcoins on the POPclub app to get:

• Get discounts on brands like Zomato, Blinkit, Cleartrip, Cult, and PharmEasy that are partners with us.

• Buying things in the app’s “minis” section or product marketplace

• A POPcoin is worth ₹0.25 in vouchers. 

What are the fees for the Yes Bank POP-CLUB Credit Card?

Here is a simple breakdown of the  Yes Bank POP-CLUB Credit Card fee.

Joining Fee	Nil
Annual Fee	₹ 399 + GST
Add-on Card Fee	No additional charges for family members’ cards.
Finance Charges	If you don’t pay your bill in full, a charge of 3.99% per month (47.88% annually) is applied to the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting a Yes Bank POP-CLUB Credit Card?

1. Age Requirement:

• You should be between 18 and 65 years of age.

2. Income Requirement:

• Salaried Applicants: A minimum net monthly income is required; however, the bank determines the specific amount, which may vary based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is required; the bank determines the specific amount and may vary depending on the applicant.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have proof of a valid address.

What documents are required to get a Yes Bank POP-CLUB Credit Card?

The documents that you will have to submit to get the Yes Bank POP-CLUB Credit Card are as follows:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the previous 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Yes Bank POP-CLUB Credit Card be used?

Here is the list of places where you can use it:

• With the Yes Bank POP-CLUB Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon and Flipkart, and make bookings on websites like MakeMyTrip and Yatra.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets and pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  Yes Bank POP-CLUB Credit Card to pay for expensive electronics or appliances through easy monthly installments (EMIs).

• The Yes Bank POP-CLUB Credit Card is also accepted in other countries, allowing you to make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Yes Bank POP-CLUB Credit Card?

The credit amount you can spend is what you are provided with when you have a Yes Bank POP-CLUB Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can only spend up to that amount. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies from person to person. A credit limit could be ₹30,000 for one person and ₹1,00,000 for another, or even more, depending on their profile and financial background.

It’s essential to track your expenses and not exceed the credit limit, as exceeding this limit can result in additional penalties and a decrease in your credit score.

How do you apply for the Yes Bank POP-CLUB Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the Yes Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by Yes Bank; for instance, you can choose the Yes Bank POP-CLUB Credit Card.

• Simply hover your cursor over the Yes Bank POP-CLUB Credit Card and select ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload the following documents: your identity proof, address proof, income proof, and a photograph, as listed above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can request additional documents or information if necessary.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest Yes Bank branch to apply for the Yes Bank POP-CLUB Credit Card.

• Request the credit card application form for the  Yes Bank POP-CLUB Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  Yes Bank POP-CLUB Credit Card by post at the same postal address.

• Once you receive your card, please activate it by following the instructions provided in the envelope through the Yes Bank Card website, mobile app, or by contacting customer service.

• For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting a Yes Bank POP-CLUB Credit Card in 2025 be the right choice?

Obtaining the Yes Bank POP-CLUB Credit Card in 2025 can be a good option if you require a credit card with excellent offers, especially for those who shop for lifestyle products. The reward is amazing and comes with the purchase of items such as jewelry. The bank also provides discounts and easy access to the EMI facility. 

Yes Bank is also a strong bank with high customer service, making it a dependable choice. However, don’t forget to ensure that you can handle your credit responsibly by paying your bills on time and keeping your credit utilization below its limit. Provided that you are stable in terms of income and you have good credit, it might be a perfect option in 2025.

Conclusion

The Yes Bank POP-CLUB Credit Card is a terrific choice for anyone who wants a new, cheap credit card with a lot of features. You don’t have to pay to sign up, and you might not even have to pay a yearly fee. People who buy things online and pay with digital money also enjoy a number of perks and benefits. You can get POPcoins in a few different ways with this card. Then you may spend these coins to get discounts, gift cards, or anything else. You can get them by ordering food, buying stuff online, scheduling a trip, or using UPI.

The welcome gift also includes free Blinkit delivery, a Zomato Gold subscription, and Cleartrip coupons, which are all quite useful right away. This card is simple to use and safe because it includes a digital dashboard, lets you make payments without touching it, and lets you see your virtual card in real time. The POP-CLUB Credit Card is also a terrific choice if you want to spend money intelligently and without cash. It gives you great bargains from well-known brands like Myntra, Uber, Zomato, Cult, and many more.

Milestone awards and special partner deals let customers get the most out of every rupee they spend. You can easily apply for a credit card online, even if you’ve never had one before. They only need some papers.

Frequently Asked Questions (FAQ’s)