Zomato Edition Classic Credit Card: Benefits

Summary

Designed primarily for foodies and online buyers, the Zomato Edition Classic Credit Card was a sought-after credit card available from Zomato in association with RBL Bank. Through payback benefits known as Edition Cash, which made daily spending more fulfilling, it offered tremendous value. First of all, users’ main draw was earning 5% Edition Cash on Zomato orders and eating. It also promised 1% on retail purchases and a 1.5% return on internet transactions. The fact that this Edition Cash could be used straight on the Zomato app—no complex procedures—made it even better.

Moreover, the card came with $0 joining fees, which makes it quite simple for new users quite simple. Given that the card was used at least once a year, it also had no yearly charge. For normal users, this made the card practically free for a lifetime. Sometimes the card also provided a free Zomato Pro membership, which would have offered more savings and free delivery.

Moreover, the full application process was conducted online, therefore, a mobile app lets one simply handle the card. For first-time users, this made life handy. It guaranteed quick and safe transactions, also using contactless and secure payment methods.

Introduction

In our fast-paced digital age of today, online food ordering is somewhat normal. Most consumers would rather get their selected meals from food delivery companies like Zomato, regardless of their hectic schedule or leisure weekend. Knowing this increasing tendency, Zomato has teamed with RBL Bank to show its clients a special product—the Zomato Edition Classic Credit Card. Those who love dining out or ordering online and who want to save more might especially find this card quite useful.

The Zomato Edition Classic Credit Card is a lifestyle friend for all your food and eating needs, not just another plastic card in your wallet. Its various benefits will help you to save money, get points, and enjoy special discounts each time you buy. Using this card helps you to maximize your regular food orders and eating experiences by concentrating on rebates, discounts, and Edition Cash—a type of reward points. Even more flawless experience results from the direct application of these points on the Zomato app.

It’s perfect for first-time credit card users as well since this one lacks a joining fee. There is also no yearly charge as long as you use the card once a year. This enables you to enjoy its advantages free from concerns about covert fees or keeping a big monthly balance. Moreover, the card is straightforward to operate with a user-friendly structure, which makes it handy even for people who have recently started using credit cards.

Particularly more tempting is the emphasis on simplicity and the actual value of the Zomato Edition Classic Credit Card. Unlike many cards with difficult-to-use bonuses or sophisticated reward systems, this one is simple. You get rewards right away and can apply them without waiting any time or completing any suspicious procedure. Young professionals and students looking for quick and simple returns on daily expenses would find it quite helpful.

What is the Zomato Edition Classic Credit Card?

Introduced by Zomato in association with RBL Bank, the Zomato Edition Classic Credit Card is unique. Mostly for those who enjoy dining out or purchasing food online, it is meant that every time you spend on Zomato or in a restaurant, this card lets you save money and get points. Unlike many other credit cards, it provides straightforward perks like Edition Cash, which is essentially like reward points available straight on the Zomato app.

Furthermore, this card comes without a registration charge, thus, you pay nothing to acquire it. Better still, should you use the card at least once a year, there is no yearly charge. Furthermore, ideal for novices or those new to credit cards is the Zomato Edition Classic Credit Card, which is easy to handle through an app.

How is the design of the Zomato Edition Classic Credit Card?

The Zomato Edition Classic Credit Card has a simple but attractive look. The card first seems sleek and futuristic with its clean matte texture, which offers a premium sense. Usually, with traditional black or dark tones, it comes out as professional and businesslike. The well-placed logos of Zomato and RBL Bank define their elegant appearance.

Furthermore, the card has a basic design, hence there are no too strong patterns or vibrant colors. This is perfect to carry for both official and casual purposes and fits all ages. Moreover, the card feels smooth because your name and number are either printed neatly or embossed.

What are the benefits of the Zomato Edition Classic Credit Card?

Simply said, this card offers the following primary advantages:

1. Cashback as Version Cash

• Every dollar you spend earns Edition Cash—reward points.

• Zomato orders and dining earn 5% Edition Cash.

• You get 1.5% Edition Cash for all other online spending.

• You get 1% Edition Cash for offline spending—that is, shopping in-store.

• No complicated method; you can use this Edition Cash straight on the Zomato app!

2. Zero Joining Charge

• Getting this card is free, hence you do not need to pay anything beforehand.

3. Minimal Usage Annual Fee

• You avoid paying any yearly charge if you use the card at least once a year.

• If you make even one modest purchase per year, it’s almost like a lifelong free card.

4. Offers May Vary: Complementary Zomato Pro Membership

• As part of promotional deals, cardholders can receive a free Zomato Pro membership.

• On Zomato orders, this entitles you to free delivery and other discounts.

5. Simple Online Application & Approval

• The online application for this card requires a few documents.

• Approval is fast; the card arrives at your door.

6: app-based card management

• The mobile app lets you manage your card, track rewards, and expenses.

• For novices, especially, this makes using and controlling your card easy.

7. Safe and Contactless Transactions

• The card backs quick and safe contactless payments.

• For little purchases, you simply need to tap your card at the machine; no PIN or swipe is needed.

What are the fees for the Zomato Edition Classic Credit Card?

Here is a simple breakdown of the  Zomato Edition Classic Credit Card fees.

Joining Fee	₹500 + GST
Annual Fee	₹500 + GST
Add-on Card Fee	No additional charges for family members’ cards.
Finance Charges	If you don’t pay your bill in full, a charge of 3.99% per month (47.88% annually) is applied to the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting a Zomato Edition Classic Credit Card?

1. Age Requirement:

• You should be between 18 and 65 years of age.

2. Income Requirement:

• Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have proof of a valid address.

What documents are required to get a Zomato Edition Classic Credit Card?

The documents that you will have to submit to get the Zomato Edition Classic Credit Card are as follows:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the previous 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Zomato Edition Classic Credit Card be used?

Here is the list of places where you can use it:

• With the Zomato Edition Classic Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets and pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  Zomato Edition Classic Credit Card to pay for expensive electronics or appliances through easy monthly installments (EMIs).

• The Zomato Edition Classic Credit Card is also accepted in other countries, allowing you to make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Zomato Edition Classic Credit Card?

The credit amount you can spend is what you are provided to you with a Zomato Edition Classic Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for a Zomato Edition Classic Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the RBL First Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by RBL First Bank; for instance, you can choose the Zomato Edition Classic Credit Card.

• Just hover your cursor on the  Zomato Edition Classic Credit Card and select ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest RBL First Bank branch to apply for the Zomato Edition Classic Credit Card.

• Request the credit card application form for the  Zomato Edition Classic Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  Zomato Edition Classic Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions in the envelope through the RBL First Bank Card website, mobile app, or customer service.

• For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting a Zomato Edition Classic Credit Card in 2025 be right?

Getting a Zomato Edition Classic Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with purchasing items such as jewelry. The bank also provides discounts and easy access to the EMI facility. 

RBL First Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should ensure you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

All things considered, those who love dining out, ordering meals online, and wish to earn points while doing so would have been perfectly fit for the Zomato Edition Classic Credit Card. Its simple reward system and great return incentives enable customers to cut average meal expenses. Edition Cash covered all kinds of expenses, including meals, online shopping, and physical products as well. For ordinary consumers, this made the card rather flexible and useful.

There was no annual charge and no membership fees, hence this card was also quite reasonably priced for everyone, including beginners who were just starting to use credit cards. Apart from that, especially for dedicated Zomato consumers, occasional bonuses like a free Zomato Pro subscription made the card even more enticing.

Its app-based management system, which enabled customers to rapidly track expenses, check rewards, and modify card settings, was still another fantastic benefit. For those who would rather accomplish chores using their telephones, especially, this was pretty handy and quick. Moreover, the contactless payment technology offered frequent transactions with an extra degree of security and speed, qualities especially significant in the busy modern world.

Frequently Asked Questions (FAQ’s)