Summary
The Axis Bank Olympus Credit Card is a premium credit card for people who enjoy luxury, high-level benefits, and high-end rewards. It offers affluent travel, dining, shopping, and entertainment privileges to high-net-worth individuals. The card members earn 5 EDGE Reward Points for each ₹100 spent on upscale retail spending, travel, and dining and 2 EDGE Reward Points for each ₹100 on other spends.
One of its strongest features is unlimited airport lounge usage in domestic as well as international airports, promising a smooth journey. Additionally, users receive luxury dining discounts, free travel insurance, and a 24/7 concierge for reservations and booking.
The card also provides entertainment rewards like discounts on movie tickets and access to premium events, making it best suited for people who appreciate special lifestyle rewards. The card has an annual membership fee of ₹12,500 + GST but is waived when the card spends ₹25 lakh or more on an annual basis. The credit limit is revolving and based on the applicant’s income, credit score, and financial profile and is typically ranging from ₹10 lakh to ₹50 lakh or more.
Introduction
Axis Bank has introduced the Olympus Credit Card, which is a premium product for individuals who dream of luxury, high-end rewards, and an elevated banking experience. The card is designed for high-net-worth individuals (HNWIs) who dream of living life in the best way possible while traveling, dining, shopping, and experiencing lifestyle moments. With its rich reward program, airport lounge privilege, and personalized concierge service, the Axis Bank Olympus Credit Card is all set to revolutionize your spending experience.
The card is best suited for those who have a high spending limit and want luxury treatment in travel, dining, and lifestyle. This card will reward you handsomely if you travel frequently, dine at nice restaurants, or seek premium experiences.
It is easy to apply for Olympus Credit Card. You may go to the website of Axis Bank, complete the application form, and submit the documents. Alternatively, you may go to your nearest Axis Bank branch for offline application. Confirm your eligibility before applying.
With its lavish rewards and privileged benefits, the Axis Bank Olympus Credit Card is the perfect pick for all those who dream of living a high-end lifestyle with high-value rewards. If you want a credit card that brings luxury and convenience to your day-to-day experiences, this is the one you need!
What is the Axis Bank Olympus Credit Card?
Axis Bank Olympus Credit Card is a high-end credit card that caters to people who lead a lavish lifestyle with premium rewards and privileges. It has wonderful advantages in dining, shopping, travel, and entertainment and hence suits the customers who have a high spend profile. This card gives huge reward points on shopping, unlimited and complimentary airport lounge usage, special restaurant offers at leading restaurants, and concierge benefits with premium support for easy booking.
It has free travel insurance, priority airport check-in, cinema tickets, and golf round offers. The Axis Bank Olympus Credit Card is the perfect option for you if you are a luxury lover and want a credit card that offers ease to your life.
How is the design of the Axis Bank Olympus Credit Card?
The Axis Bank Olympus Credit Card also features a high-end and luxurious look that screams sophistication and class. The credit card features a classy black and gold color combination, which gives the credit card an elegant and premium look. The credit card features a metallic matte finish with minimal yet classy branding, which will make your credit card stand out in your wallet.
Its chic appearance is as stunning as its premium advantages, so it’s perfect for fashion enthusiasts and connoisseurs. Whether it’s holidays, restaurants, or shops, the Axis Bank Olympus Credit Card not only provides you with great advantages but also a mirror of sophistication in your transactions.
What are the benefits of the Axis Bank Olympus Credit Card?
Following are some of the key benefits along with actual reward points:
- High Reward Points – Get 5 EDGE Reward Points for every ₹100 incurred on travel, dining, and luxury retail categories. For the rest of the transactions, get 2 EDGE Reward Points for every ₹100.
- Unlimited Airport Lounge Access – Enjoy free unlimited domestic and international airport lounge access for a hassle-free traveling experience.
- Luxury Dining Privileges – Enjoy up to 20% off at upscale dining restaurants throughout India, and dine out without compromising on your hard-earned money.
- Travel Benefits – Avail complimentary travel insurance and priority airport check-in at select airports for worry-free travel.
- Premium Concierge Services – A 24×7 concierge service helps you with hotel booking, airfare booking, event ticket booking, and more.
- Entertainment & Lifestyle Perks – Get discounts on cinema tickets, rounds of golf, and upscale events, adding more pleasure to your lifestyle.
What are the fees for the Axis Bank Olympus Credit Card?
Here is a simple breakup of the Axis Bank Olympus Credit Card fees.
| Joining Fee | ₹20,000 + GST (one-time fee at the time of card issuance). |
| Annual Fee | ₹20,000 + GST (charged every year). |
| Add-on Card Fee | No charges for additional cards for family members. |
| Finance Charges | 3.6% per month (43% annually) on the outstanding balance if you don’t pay your bill in full. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹50, whichever is higher. |
| Late Payment Fee | For Statement Balance Less than Rs. 101 = Nil Rs. 101 – Rs. 500 = Rs. 150 Rs. 501 – Rs. 5,000 = Rs. 500 Rs. 5,001 – Rs. 20,000 = Rs. 750 Rs. 20,000 & above = Rs. 1,000 |
What are the criteria for getting an Axis Bank Olympus Credit Card?
The following are the primary requirements:
- To apply for the Axis Bank Olympus Credit Card, you must be between 18 and 70 years old. This way, applicants will either be young enough to begin building a credit history or mature enough to have an established financial background.
- The income requirement differs according to your employment status:
- Self-Employed Professionals: A minimum Annual income of Rs.60 lakhs usually does the job.
- A secured income ensures regular timely payments on the credit card bill. Any amount above it ensures that it increases the approval probability.
- Your credit score plays a role in the selection process. It is a tendency for Axis Bank to favor borrowers with a better credit score usually above 750. A better credit score generally indicates that the person has an excellent history in managing his finances and is quite reliable as a borrower.
- You must be an Indian resident and have valid address proof within the country. In case you are applying from outside India, then you would not be considered eligible for this card unless you are an NRI and fall into other criteria that are required for this type of card.
- A salaried person must be employed with a reputed company or organization. The bank can ask you for documents like your salary slip or employment letter.
- A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good consistent income. This may be your income tax returns and bank statements.
What documents are required to get an Axis Bank Olympus Credit Card?
The documents that you will have to submit to get an Axis Bank Olympus Credit Card are as below:
| Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
| Address Proof | Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address |
| Income Proof | Salary slip for the last 3 months if you are a salaried employe Bank statement for the last 3 months ITR for self-employed persons |
| Photograph | The latest passport-sized photograph |
Where can the Axis Bank Olympus Credit Card be used?
Here is the list of places where you can use it:
- With the Axis Bank Olympus Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your Axis Bank Olympus Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- The Axis Bank Olympus Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the Axis Bank Olympus Credit Card?
The credit limit of the Axis Bank Olympus Credit Card is not fixed and is based on the applicant’s income, credit history, and financial health. Since it is a premium credit card, the limit is usually extremely high, ranging at times between ₹10 lakh to ₹50 lakh or more based on the applicant’s financial status.
Axis Bank determines the precise limit after considering the creditworthiness, payment history, and existing loans of the applicant. In a case of urgency, cardmembers can request their credit limit to be raised by payment and spending activities.
How do you apply for an Axis Bank Olympus Credit Card?
Apply it through both these modes:
Online Application Process:
- Visit the official website of the Axis Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by Axis Bank; for instance, you can choose the Axis Bank Olympus Credit Card.
- Just hover your cursor on the Axis Bank Olympus Credit Card, followed by selecting ‘Apply Now‘ from there.
- You will be asked to fill out your details including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after submitting it. They can ask for extra documents or information if required.
- You will be informed about the status of your application, and if approved, your card will be delivered to you.
Offline Application Process:
- You can walk into the nearest Axis Bank branch to apply for the Axis Olympus Credit Card.
- Request for the credit card application form of the Axis Olympus Credit Card. They will provide you with the form and proceed accordingly.
- Fill the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas hotograph.
- Your application will be processed, and your information will be cross-checked at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the Axis Olympus Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Axis Bank Card website, or mobile app or by calling their customer service.
- You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.
Would getting an Axis Bank Olympus Credit Card in 2025 be right?
Yes, getting an Axis Bank Olympus Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.
Axis Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.
Conclusion
Axis Olympus Credit Card is an ideal choice for those who long for luxury, high-end reward benefits, and lifestyle benefits. With unlimited airport lounge access, a luxurious dining experience, concierge services, and the highest reward points, this card is designed to make your spending experience class apart. If you are a frequent air traveler, a food enthusiast, or a shopper at high-end outlets, this card offers valuable benefits that every transaction richer.
While the join and membership fees are placed in the higher ranges, the benefits exceed the costs if you use the card’s advantages to the fullest. The low credit limit, priority service, travel insurance, and exclusive entertainment privileges make it ideal for high-net-worth individuals who prefer hassle-free experiences. Furthermore, if you’re able to spend the required annual spend, you can opt out of paying the annual fee, which makes the Credit card an even better value proposition.
If you have a healthy credit score, a hefty income, and a premium lifestyle, the Axis Olympus Credit Card can prove to be an incredibly powerful financial tool to boost your spending power as well as flaunt premium privileges. With due care in using the card, paying bills on time, and utilizing the reward system, you can reap the maximum from this high-end product.
Frequently Asked Questions (FAQ’s)
Ans: You are requested to submit identity proof (Aadhaar, PAN Card, Passport, etc.), address proof, income proof (salary slips, ITR, bank statements), and a passport photo.
Ans: Yes, the card levies a 2% foreign currency markup charge for transactions abroad.
Ans: Yes, your family members (above 18 years) can also get add-on cards with the same benefit.
Ans: You can check your reward points through the Axis Bank mobile app, Internet Banking,g or by calling customer care.
Ans: You can opt to contact the Axis Bank customer care helpline number, visit the nearest bank branch, or use the Axis Bank chat facility on their website.
