Axis Bank Shoppers Stop Credit Card: Apply Online

Summary

Axis Bank Shoppers Stop Credit Card is a co-branded lifestyle credit card launched in association between Axis Bank and Shoppers Stop, designed for those who shop at Shoppers Stop outlets on a frequent basis. This Credit card provides several exclusive benefits like increased reward points on each transaction done at Shoppers Stop—especially private labels and also other brands in the store.

The cardholders get rewarded with up to 20 First Citizen points on purchases within stores and up to 10 points on other brands, thus it is a highly rewarding experience for regular shoppers. The credit card has one of the greatest advantages in that there are no annual or joining fees, and thus it is an extremely accessible product even to new credit card owners.

Furthermore, the card also provides an introductory gift of 500 First Citizen Points along with a complimentary membership of First Citizen, which renders it more desirable. Apart from shopping, the card also has lifestyle benefits of 15% discount at collaborating restaurants through Axis Bank’s Dining Delights Program, and also exemption of fuel surcharge on Indian petrol stations, thereby finding its application not just in retail shopping but many other areas.

Introduction

The Axis Bank Shoppers Stop Credit Card is a unique credit card for people who enjoy shopping at Shoppers Stop and wish to derive additional benefits from the same. This card is the outcome of an association between Shoppers Stop, the globally renowned furniture and home furnishings brand, and Axis Bank, one of India’s top private banks. It provides the best of both worlds—exclusive Shoppers Stop rewards and the safe financial services of Axis Bank.

In the contemporary age, credit cards are not only a medium of payment but also a reward medium. Credit cards provide discounts, cashback, reward points, and many more benefits. Shoppers Stop Credit Card is designed with such contemporary requirements. If you are furnishing a new house, replacing the furniture in your house, or simply enjoy furnishing your house, this card offers you tremendous savings and benefits each time you purchase, particularly at Shoppers Stop stores or shop online at the Shoppers Stop India website.

One of the biggest advantages of this credit card is that you get a high reward value when you do your shopping at Shoppers Stop. You can earn points on all your shopping and then cash them out later. Aside from shopping at Shoppers Stop, you can also earn points on purchases made at other places such as restaurants, entertainment venues, grocery stores, and more.

Another wonderful aspect of the Shoppers Stop Credit Card is that it does not have a joining fee. This is simple and inexpensive for most individuals to sign up and use. You also receive a welcome reward when your card is used, like more reward points or a unique discount coupon. This enhances your first shopping experience using the card even further.

What is the Axis Bank Shoppers Stop Credit Card?

Axis Shoppers Stop Credit Card is a special credit card intended for people who adore shopping at Shoppers Stop. Axis Bank, in collaboration with Shoppers Stop, issues it. The card provides you with rewards, discounts, and numerous advantages whenever you shop for something at Shoppers Stop outlets or through the portal of Shoppers Stop India. It simplifies home shopping and also reduces expenses.

With this card, you earn points on your expenditures, especially when you buy furniture, home accessories, kitchen utensils, or anything else at Shoppers Stop. You earn points even on other daily expenses like eating out, food, and groceries etc. The best part is that there is no membership fee, so it is easy to apply and utilize.

How is the design of the Axis Bank Shoppers Stop Credit Card?

The look of Axis Bank. Specifically, Shoppers Stop’s Family Credit Card looks similar to their friendly, modern, and attractive look. Plain and light in colour, the card is enhanced by blue and yellow by Shoppers Stop. Its front gives professionalism and a sense of humour with the Shoppers Stop Family sign and Axis Bank name.

Like other premium credit cards, the card is well made with rich materials and chip embedded to be used for safe transactions. The card is sophisticated, convenient to use, and comfortable to bring when used during dining at a restaurant or even when shopping within a mall. The design overall of the card is minimalist, modest, and depicts Shoppers Stop’s plain but modern brand identity.

What are the benefits of the Axis Bank Shoppers Stop Credit Card?

Axis Bank Shoppers Stop Credit Card is ideal for frequent shoppers at Shoppers Stop and its allied brands, and it offers a plethora of advantages to make your shopping even more rewarding.

Important Features:

Reward Points

• Earn 20 First Citizen Points for every ₹200 spent on in-house brands at Shoppers Stop.

• Gain 12 First Citizen Points for every ₹200 spent on cosmetics and other brands at Shoppers Stop.

• Get 2 First Citizen Points for every ₹200 spent on all transactions except Shoppers Stop.

• No capping on the accumulation of reward points.

Welcome Benefits

• Get Shoppers Stop vouchers worth ₹2,250.

• Free Shoppers Stop Golden Glow Membership.

• First Citizen Reward Points for ₹300 to be used initially within 30 days from the date of card issuance.

Dining Discounts

• 15% instant discount (maximum ₹500 per month) on EazyDiner with a minimum spend of ₹2,500.

Fuel Surcharge Waiver

• Earn a 1% discount on fuel purchase transactions of between ₹400 and ₹5,000 with up to ₹400 per statement cycle.

Considerations

• Points earned on the reward scheme can be utilized only at Shoppers Stop retail stores (offline and online).

• Neither airport lounge privilege nor travel mileage is extended by the card.

What are the fees for the Axis Bank Shoppers Stop Credit Card?

Here is a simple breakup of the Axis Shoppers Stop Credit Card fees.

Joining Fee	₹500 + GST
Annual Fee	₹500 + GST
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	3.75% per month (55% annually) on the outstanding balance if you don’t pay your bill in full.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an Axis Bank Shoppers Stop Credit Card?

The following are the primary requirements:

1. To apply for the Axis Bank Shoppers Stop Credit Card, you must be between 18 and 70 years old. This way, applicants will either be young enough to begin building a credit history or mature enough to have an established financial background.

2. The income requirement differs according to your employment status:

• Self-Employed Professionals: A minimum Annual income of Rs 1 lakh usually does the job.

3. A secured income ensures regular, timely payments on the credit card bill. Any amount above it ensures that it increases the approval probability.

4. Your credit score plays a role in the selection process. It is a tendency for Axis Bank to favor borrowers with a better credit score usually above 750. A better credit score generally indicates that the person has an excellent history in managing his finances and is quite reliable as a borrower.

5. You must be an Indian resident and have valid address proof within the country. In case you are applying from outside India, then you would not be considered eligible for this card unless you are an NRI and fall into other criteria that are required for this type of card.

6. A salaried person must be employed with a reputable company or organization. The bank can ask you for documents like your salary slip or employment letter.

7. A Self-employed person must have business experience in the past years, generally 2+ years. You must show the bank proof of good, consistent income. This may be your income tax returns and bank statements.

What documents are required to get an Axis Bank Shoppers Stop Credit Card?

The documents that you will have to submit to get an Axis Shoppers Stop Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Axis Bank Shoppers Stop Credit Card be used?

Here is the list of places where you can use it:

• With the Axis Shoppers Stop Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your Axis Bank Shoppers Stop Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The Axis Bank Shoppers Stop Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Axis Bank Shoppers Stop Credit Card?

The credit amount you can spend is what you are provided with an Axis Shoppers Stop Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for an Axis Bank Shoppers Stop Credit Card?

Apply it through both these modes: 

Online Application Process

• Visit the official website of the Axis Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by Axis Bank; for instance, you can choose the Axis Shoppers Stop Credit Card.

• Just hover your cursor on the Axis Bank Shoppers Stop Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process

• You can walk into the nearest Axis Bank branch to apply for the Shoppers Stop Credit Card.

• Request for the credit card application form of the Axis Bank Shoppers Stop Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the Axis Bank Shoppers Stop Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Axis Bank Card website, or mobile app or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting an Axis Bank Shoppers Stop Credit Card in 2025 be right?

Yes, getting an Axis Shoppers Stop Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

Axis Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

Axis Bank Shoppers Stop Credit Card is perfect for any individual who enjoys shopping at Shoppers Stop and would appreciate receiving more benefits while maintaining the money side within limits. It’s created particularly to offer you more value for your purchases, not just from Shoppers Stop stores but also from daily life. Regardless of whether you are buying furniture, house furnishings, appliances for the kitchen, or eating out or gas, this Credit card helps you to save and rewards you at the same time.

One of the biggest perks of this card is that there is no joining fee or yearly fee, which means you will not have to pay anything extra to use the card. Added to that, you get points on almost all purchases. These points can thereafter be exchanged for discounts or gift items, thereby rewarding your purchase. In case you are a regular customer of Shoppers Stop, the card allows you to earn points faster and accumulate money over time.

Another facility that is of really helpful nature is the EMI facility, under which you can pay big purchases in small monthly installments. This is extremely beneficial for individuals who are establishing a new household or buying costly items like furniture or appliances. It lessens the burden of expenses and allows it to be more comfortable for you to plan your monthly budget.

Frequently Asked Questions (FAQ’s)