HDFC Platinum Times Credit Card: Features & Eligibility

Summary

The HDFC Platinum Times Credit Card is a lifestyle credit card provided by HDFC Bank in association with the Times Group. It is designed particularly for individuals who spend large sums on dining out, movie watching, and shopping, and hence is most appropriate for young professionals and movie watchers.

One of the key attractions of this Credit card is its Buy 1 Get 1 Free movie ticket voucher on Book My Show twice a month (maximum ₹250 per ticket). Besides that, cardholders also get up to 25% off at leading restaurants under the Good Food Trail Dining Program and hence is a foodie’s delight.

As far as rewards go, the card provides 2 reward points on every ₹150 spent on retail purchases and 10 reward points on every ₹150 spent on weekday dining. They can be exchanged for vouchers, merchandise, or cashback. Milestone rewards, such as welcome and renewal vouchers worth ₹500, are also available, subject to some spending conditions being fulfilled.

Introduction

Credit cards are now a part of our modern lifestyle. They offer convenience, rewards, and financial liberty to cardholders. Out of the many available in the market, the HDFC Platinum Times Credit Card is one such popular card for entertainment seekers, foodies, and movie buffs. This card is specially crafted in partnership with the Times Group and suits the entertainment seeker and one who desires to save money on entertainment.

The HDFC Platinum Times Credit Card features many things which appeal to customers living in the city and working professionals. The card offers shopping, restaurant dining, and movie tickets with awesome discounts, hence allowing customers to live life without worrying too much about costs. The best thing about the card is that it offers several discounts, cashback, and also exclusive membership to many entertainment programs.

One of the most significant aspects of this card is the Buy 1 Get 1 Free ticket on movies. If you’re the kind of person who spends a lot watching movies with friends or family, this feature can help you save lots of money every month. Besides movies, the card offers discounts at popular restaurants in India under the Good Food Trail Dining Program, which is a bonus for food lovers.

In the subsequent sections, we shall cover all the features, benefits, charges, fees, and detailed eligibility conditions of the HDFC Platinum Times Credit Card to help you make a decision as to whether this is your card or not. Read on and stay tuned to make a smart credit card choice!

What is the HDFC Platinum Times Credit Card?

Designed by HDFC Bank and Times Group, the lifestyle and entertainment card is called HDFC Platinum Times Credit Card. This card is meant for someone who enjoys movies, dining, and shopping. Among the amazing benefits it offers are Buy 1 Get 1 buy-1-get-1-free on movie tickets, restaurant discounts at well-known dining establishments, and reward points on your frequent purchases. 

Additionally, it offers cashback discounts and lifestyle choices that enable you to pursue your passions while saving money. For young professionals and entertainment vultures who value fun and savings on the same card, this is a decent card overall.

What is the design of the HDFC Platinum Times Credit Card?

The HDFC Platinum Times Credit Card has a sleek and contemporary look which speaks volumes on behalf of its entertainment and lifestyle orientation. The card itself is generally dark-hued, black or navy blue, and hence has a high-standard and elegant look to it. The title “Times Card” and the HDFC Bank logo are displayed prominently on the front of the card, which says a lot about the Times Group’s affiliation with it.

Beyond that, the card also comes fitted with the common EMV chip for secure payments and can bear a contactless symbol, giving prominence to its feature of convenience in tap-and-pay. Usually, the card’s appearance is a union of functionality and style, which goes well with its users’ hurried lifestyles.

What are the benefits of the HDFC Platinum Times Credit Card?

The following are the main benefits described in simple terms, with examples of reward points from real life:

1. Cinema Benefits

• Buy 1 Get 1 Free on Cinema Tickets

• You receive a Buy 1 Get 1 Free coupon on cinema tickets booked on BookMyShow (up to ₹250 per order, twice every month).

Example: You buy two tickets at ₹250 per ticket, and you pay only ₹250.

2. Eatout Discounts

• Max 25% Discount on Eating

• Enjoy special discounts at partner restaurants under the Good Food Trail Dining Program.

3. Reward Points on Expenditure

• Get reward points on your everyday expenditure.

• 2 Reward Points for every ₹150 spent on all expenditures (excluding fuel, wallet recharge, EMIs, etc.)

• 10 Reward Points for every ₹150 spent on dining on weekdays (Mon–Fri).

4. Rewards Milestones

• Welcome Offer: ₹500 coupons on 45 days of card issuance spent ₹2,500.

• Renewal Bonus: Get a renewal voucher of ₹500 (if annual spends are ₹1.5 lakh and more).

5. Fuel Surcharge Waiver

• Get a 1% fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 5,000 (max waiver of Rs. 250 per month).

6. Zero Lost Card Liability

• If you report your lost card in advance, you are exempt from any fraud transaction done post-reporting.

7. Contactless Payments

• Equipped with Tap & Pay technology for fast and secure transactions without having to enter a PIN for amounts up to ₹5,000.

8. No Annual Fee Option

• Free First Year

• Renewal Fee of ₹500 (waivable if yearly costs exceed ₹1.5 lakh).

9. Easy EMI Facility

• Big purchases can be converted into EMI through net banking or customer care, easing the load on your wallet.

What are the fees for the HDFC Platinum Times Credit Card?

Here is a simple HDFC Platinum Times Credit Card fee breakup.

Joining Fee	₹1,000 plus applicable taxes
Annual Fee	₹1,000 plus applicable taxes (The annual fee is waived if you spend ₹2.5 lakh or more in the preceding year.)
Add-on Card Fee	There are no charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, a 3.6% per month (43.2% annually) charge on the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an HDFC Platinum Times Credit Card?

1. Age Requirement:

• You should be between 18 to 65 years of age.

2. Income Requirement:

• Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have a valid address proof.

What documents are required to get an HDFC Platinum Times Credit Card?

The documents that you will have to submit to Get an HDFC Platinum Times Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months if you are a salaried employee Bank statement for the last 3 months ITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the HDFC Platinum Times Credit Card be used?

Here is the list of places where you can use it:

• With the HDFC Platinum Times Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your HDFC Platinum Times Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The HDFC Platinum Times Credit Card is also accept in other countries, where you can make purchases and payments. It is also accept wherever Visa is accept.

What is the credit limit of the HDFC Platinum Times Credit Card?

The credit limit of the HDFC Platinum Times Credit Card will rely on your income, credit score, and banking relationship. Subject to eligibility, this is a high-end credit card, typically ranging from ₹5 lakh to ₹25 lakh or more.

If you hold a Priority Banking account, you may be extended a higher credit limit. You are also allowed by the bank to request a limit upgrade based on your spending and repayment record. To ascertain your actual limit, you may call HDFC Bank once you have made your application.

How do you apply for an HDFC Platinum Times Credit Card?

Apply it through both these modes: 

Online Application Process

• Visit the official website of HDFC Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by HDFC Bank; for instance, you can choose the HDFC Platinum Times Credit Card.

• Just hover your cursor on the HDFC Platinum Times Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are require to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be inform about the status of your application, and if approve, your card will be delivered to you.

Offline Application Process

• You can walk into the nearest HDFC Bank branch to apply for the HDFC Platinum Times Credit Card.

• Request for the credit card application form for the HDFC Platinum Times Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is require. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport.

• Your application will be process, and your information will be cross-check at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the HDFC Platinum Times Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the HDFC Bank Card website or mobile app or by calling customer service.

• For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting an HDFC Platinum Times Credit Card in 2025 be right?

Yes, HDFC Platinum Times Credit Card in 2025 can prove to be a good option if you eat, watch movies, and shop excessively. The card provides beneficial rewards such as savings on movie tickets, additional points on dining, and lifestyle privileges.

If you pay with your credit card frequently for such purchases, you can save a lot of money in the long term. The yearly fee is low and can be exempted if you spend sufficiently within the year. Just ensure you pay your bills in time to prevent fees. So, if your usage pattern is compatible with the rewards of this card, it can be a good choice for 2025.

Conclusion

The HDFC Platinum Times Credit Card is a smart and stylish choice for entertainment, restaurant, and high-life lovers. It is best for those who want to gain more benefits from their daily expenses. With promotions like Buy 1 Get 1 Free on cinema tickets, discounts at top restaurants, and a simple reward points scheme, the card helps you save money while enjoying your hobby.

One of the biggest advantages of this card is that it rewards you in the areas where people are most likely to spend their money — dining out, movies, and shopping. Whether a Friday night dinner with friends or a family night at the movies, this card makes it all even more joyful with great bargains and savings. The rewards points system is also easy to understand and easy, as you earn points on every purchase that can later be redeemed for gifts, vouchers, or even cashback.

Besides lifestyle benefits, the Credit card has additional useful features, including zero liability on lost cards, an EMV chip for protection, contactless pay, and easy EMI options, thus making the card safe and hassle-free to use on an everyday basis. You also have a waiver of the renewal fee if you utilize the card and spend an amount above a certain threshold within one year.

Frequently Asked Questions (FAQ’s)