InterMiles ICICI Bank Coral Credit Card: Benefits & Apply

Summary

The InterMiles ICICI Bank Coral Credit Card is a premium credit card specifically for regular travelers who have a luxurious lifestyle. It is offered by ICICI Bank in partnership with InterMiles, a popular travel and rewards program. With this card, you can earn InterMiles on almost every transaction—whether it is a flight reservation, hotel stay, shopping, or eating out. These InterMiles can then be redeemed to book flights, hotels, or for excellent vouchers and rewards.

One of the biggest features of this card is that you receive free use of domestic and international airport lounges, so your travel becomes easier. You are also given free golf rounds, special dining discounts, and travel insurance services. The Credit card comes in Visa and American Express forms, and it can be used anywhere in the world. It is quite stylish and professional-looking, hence it suits those who enjoy a sophisticated feel and look.

You also get a sign-up bonus in the form of InterMiles when you enroll, as well as growing bonus miles depending on how much you spend in the future. There are other benefits such as emergency replacement of the card, lost luggage protection, and international customer support. While the card does come with a yearly fee, the wide range of benefits that the card provides justifies it for many consumers—especially frequent flyers.

Introduction

When one goes for flight as well as luxury lifestyle benefits, the appropriate credit card can be a game-changer. And one such card that has been formulated especially for consistent flyers as well as luxury enthusiasts as well is the InterMiles ICICI Bank Coral Credit Card. The card provides a great mix of travel rewards, luxury benefits, and financial ease. If you travel frequently for business or like to travel during holidays, this card enables you to save and earn excellent rewards each time you spend.

The InterMiles ICICI Bank Coral Credit Card is a co-branded credit card that was developed by ICICI Bank jointly with InterMiles (earlier JetPrivilege). It is best for people who travel regularly, stay at hotels, shop online, and want to accrue travel rewards. Every time you use this card, you earn InterMiles, which could be redeemed in the future to buy flight tickets, stay at hotels, dine out, and so much more.

One of the best things about the Sapphiro Credit Card is the welcome rewards. When you sign up and pay the card membership fee, you receive a good amount of InterMiles as a welcome reward. So, you can begin saving on your next shopping or travel plan immediately. The card offers milestone rewards every month and year. If you earn a certain amount in a year or month, you can earn extra InterMiles, vouchers, and other benefits.

Passengers will have the lounge access facility offered by this card. You get to make use of free access to domestic and international airport lounges, which makes your travel experience richer and more luxurious. You get complimentary rounds and lessons at selected golf courses too, which is a rare facility not offered by most cards.

What is the InterMiles ICICI Bank Coral Credit Card?

InterMiles ICICI Bank Coral Credit Card is a high-end credit card designed for those who want to travel and avail of luxury benefits. ICICI Bank issues the card in association with InterMiles, a reputable travel and reward scheme. If you use the card for shopping at travel, dining, or hotels, you receive InterMiles points.

You can redeem these points later to purchase flight tickets, accommodation, or any other reward. Besides earning points, the card also offers you free access to airport lounges, eating at restaurants at discounted rates, free rounds of golf, and trip insurance. This is an appropriate card for busy travelers who want to live an easy and rewarding life.

How is the design of the InterMiles ICICI Bank Coral Credit Card?

The appearance of the InterMiles ICICI Bank Coral Credit Card is classy and elegant. It usually features a thin black or rich red coat with a reflective surface. InterMiles and ICICI Bank logos and the Visa or Mastercard logo are embossed on the front face.

Coral color branding is evident too, giving it a classy yet understated look. Overall card design is tidy, compact, and gives a pleasant feel to individuals with tastes for travel-oriented and designer credit cards.

What are the benefits of the InterMiles ICICI Bank Coral Credit Card?

Below are the key benefits of the InterMiles ICICI Bank Coral Credit Card explained in easy words:

1. InterMiles Accrual

Earn InterMiles for all the spends made using this card.

For every ₹100 spent:

• Spends made in India: Get 2 InterMiles.

• International spend: Get 4 InterMiles.

• For booking on InterMiles.com for an airplane/hotel: Get up to 6 InterMiles.

2. Welcome Rewards

• Earn free InterMiles (typically 2,500–3,000 miles) as a joining fee rebate when you pay the joining fee and make your first transaction.

3. Offers & Discounts

• Special discounts on InterMiles.com hotel and air reservations.

• Enjoy special offers on dining, movies, and shopping with ICICI Bank offers.

4. Movie Offers

• Get 1 free movie ticket and the 2nd free on BookMyShow or INOX (up to ₹100 discount per month).

5. Access to Airport Lounges

• 1 one-time free lounge access quarterly in some airports in India.

• Simplifies your travel convenience.

6. Fuel Surcharge Waiver

Avail yourself of a 1% waiver of fuel surcharge on the purchase of fuel of the value between ₹400 and ₹4,000.

7. 24×7 Concierge Facility

Enjoy individualised service for food, travel, and entertainment reservations.

8. Chip and PIN Protection

Cards with an EMV chip for payments to becoming even safer and secure.

What are the fees for the InterMiles ICICI Bank Coral Credit Card?

Here is a simple breakdown of the InterMiles ICICI Bank Coral Credit Card fees.

Joining Fee	Rs. 1,250 + GST
Annual Fee	Rs. 1,250 + GST
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	3.4% per month (40.8% annually) on the outstanding balance if you don’t pay your bill in full.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an InterMiles ICICI Bank Coral Credit Card?

1. Age Requirement:

• You should be between 18 to 65 years of age.

2. Income Requirement:

• Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have a valid address proof.

What documents are required to get an InterMiles ICICI Bank Coral Credit Card?

The documents that you will have to submit to get an InterMiles ICICI Coral Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the InterMiles ICICI Bank Coral Credit Card be used?

Here is the list of places where you can use it:

• With the InterMiles ICICI Bank Coral Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your InterMiles ICICI Coral Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The InterMiles ICICI Coral Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the InterMiles ICICI Bank Coral Credit Card?

The credit amount you can spend is what you are provided with an InterMiles ICICI Coral Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for an InterMiles ICICI Bank Coral Credit Card?

Apply it through both these modes: 

Online Application Process

• Visit the official website of the ICICI Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by ICICI Bank; for instance, you can choose the InterMiles ICICI Coral Credit Card.

• Just hover your cursor on the InterMiles ICICI Coral Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process

• You can walk into the nearest ICICI Bank branch to apply for the InterMiles Coral Credit Card.

• Request for the credit card application form of the InterMiles ICICI Bank Coral Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and pas photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the InterMiles ICICI Bank Coral Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the ICICI Bank Card website, mobile app, or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting an InterMiles ICICI Bank Coral Credit Card in 2025 be right?

Yes, getting an InterMiles Coral Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

ICICI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

Overall, the InterMiles ICICI Bank Coral Credit Card is an excellent choice for shopaholics, travelers, and connoisseurs of luxury lifestyles. The card boasts an excellent rewards combination in addition to travel benefits and privileged access. If you make business or vacation trips fairly regularly, or perhaps for a bit of weekend or evening dining, the card can help you readily accumulate InterMiles, which may be exchanged for paying your fares, your stays at hotels, and many others. The welcome bonus, milestone benefits, and the possibility of earning more miles on higher spending make the card extremely rewarding.

The airport lounge facilities in India, as well as internationally, enhance the comfort of your travel, allowing you to relax in luxury facilities before your flights. For golfers, the complimentary rounds of golf are an excellent additional advantage. And, the insurance cover provides you with peace of mind, whether you travel for business or pleasure.

Not only will this card give you rewards and benefits, but it will also give international acceptance and fashionable looks, imparting an aura of sophistication each time you use it. The card is an ideal companion for you who wants to get the most out of your spending and travel experiences.

Frequently Asked Questions (FAQ’s)