PVR INOX Kotak Credit Card: Features and Benefits

Summary

The PVR INOX Kotak Credit Card is an exclusive film lover credit card, introduced by Kotak Mahindra Bank in association with PVR INOX. The card provides wonderful discounts, such as complimentary entry passes to movies, food and beverage discounts, cashback, and ease of contactless payment. If you frequently visit the cinemas to see movies at the PVR and INOX cinema halls, the card saves you money while you have fun.

The most important advantage of this card could be the free movie ticket. You are offered a free movie ticket worth up to ₹300 for every ₹10,000 spent during a billing cycle. Members of the card are offered 20% off on food and beverages at PVR and INOX multiplexes and 5% off on bookings made through the PVR and INOX websites.

The card charges an annual fee of ₹499, which is reasonable considering the rewards it offers. It also allows for contactless transactions, leading to quicker and safer transactions. There are charges one needs to be careful about, such as interest charges of 3.5% per month, cash advances, and foreign currency markups (3.5%).

Introduction

With the busy life of the contemporary world, entertainment has become a part of our lives. From watching new release films to enjoying quality time with family and friends at the cinema, movie-goers are always on the lookout for a way to enhance their experience without spending more money. The PVR INOX Kotak Credit Card is particularly designed for those film buffs who frequently visit PVR and INOX cinemas.

One of the most amazing aspects of this card is that it gives you free movie tickets every month based on your spending. The more you shop dand ine, or usage of the card, the greater your free movie tickets. This is an excellent method of enjoying the best in entertainment without having to spend extra funds.

One of the PVR INOX Kotak Credit Card’s greatest advantages is the reward scheme. Every time you use the card to make a purchase, you earn points that can be redeemed for a variety of perks, from movie tickets to other great deals. And to add to it, the card also offers contactless transactions, and the purchases become swift, secure, and convenient.

For the frequent traveler and the online shopper, this card also comes with benefits such as dining discounts, travel booking discounts, and cashback on some transactions. The card itself comes with a low annual fee considering the advantages that it provides, and it is a good value for any person who likes entertainment.

What is the PVR INOX Kotak Credit Card?

The PVR INOX Kotak Credit Card is a themed credit card introduced by Kotak Mahindra Bank in association with PVR INOX for film enthusiasts. The card brings in thrilling advantages such as complimentary movie tickets, dining and beverage discounts, cashback, and reward points. If you are a frequent moviegoer at PVR and INOX cinemas, the card pays for itself while you enjoy a luxury experience.

You can get free movie tickets every month based on your purchases with this card. The more you shop, dine, or make other purchases using the card, the greater your reward. It also provides you with discounts on movie snacks and beverages, which makes your visit to the movies cheaper.

What is the design of the PVR INOX Kotak Credit Card?

Embracing the pleasure and thrill of films and entertainment, the PVR INOX Kotak Credit Card is stylish and classy in appearance. The card itself is simply ordinary in its looks, the black background offset by rich golden shades to lend a high-end and fashionistic appearance. Highlighting clear display of the PVR and INOX logos makes it symbolic of India’s top cinema chains.

There is also a design based on the concept of a film reel pattern to symbolize the cinema world. A Kotak Mahindra Bank logo is placed at the bottom for brand recognition. The contactless payment indicator comes along with the card to allow individuals to make quick, secure payments at the touch of a card.

What are the benefits of the PVR INOX Kotak Credit Card?

Here are the key advantages:

1. Free Movie Tickets:

• Monthly Spend Milestones: You earn one free PVR INOX movie ticket for each ₹10,000 spent during a billing cycle. Each ticket is redeemable for up to ₹300. ​

2. Food and Beverage Discounts:

• In-Theatre Savings: Enjoy 20% off food and beverage buys at PVR and INOX cinemas when paying with your PVR INOX Kotak Credit Card. ​

3. Movie Ticket Discounts:

• Ticket Booking Savings: Avail a 5% discount on advance ticket booking of movies on the PVR and INOX websites or mobile apps through credit card.

4. Unlimited Lounge Access:

• In-Cinema Lounges: Avail free entry to comfortable in-cinema lounges in PVR and INOX cinema halls, complementing the cinematic experience.

5. Contactless Payments:

• Simple Transactions: The card is contactless-enabled, and you can quickly and securely make transactions of up to ₹5,000 without the need for a PIN.

6. Annual Fee:

• Reasonable: The card’s annual fee is ₹499, which can be offset by the value of the benefits if you use the benefits regularly.

What are the fees for the PVR INOX Kotak Credit Card?

Here is a simple PVR INOX Kotak Credit Card fee breakup.

Joining Fee	None; the card has no joining fee.
Annual Fee	₹499, applicable from the second year onward.
Add-on Card Fee	There are no charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, a 3.5% per month (42% annually) charge on the outstanding balance.
Cash Advance Fee	3.5% of the amount withdrawn or ₹300, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting a PVR INOX Kotak Credit Card?

1. Age Requirement:

• You should be between 18 to 65 years of age.

2. Income Requirement:

• You must have a stable monthly income (The exact amount may vary based on Standard Chartered’s policy).

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have a valid address proof.

What documents are required to get a PVR INOX Kotak Credit Card?

The documents that you will have to submit to Get a PVR INOX Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months if you are a salaried employee Bank statement for the last 3 months ITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the PVR INOX Kotak Credit Card be used?

Here is the list of places where you can use it:

• With the PVR INOX Kotak Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  PVR INOX Kotak Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The  PVR INOX Kotak Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the PVR INOX Kotak Credit Card?

The credit limit of the PVR INOX Kotak Credit Card will rely on your income, credit score, and banking relationship. Subject to eligibility, this is a high-end credit card, typically ranging from ₹5 lakh to ₹25 lakh or more.

If you hold a Priority Banking account, you may be extended a higher credit limit. You are also allowed by the bank to request a limit upgrade based on your spending and repayment record. To ascertain your actual limit, you may call Kotak Bank once you have made your application.

How do you apply for a PVR INOX Kotak Credit Card?

Apply it through both these modes: 

Online Application Process

• Visit the official website of Kotak Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by Kotak Bank; for instance, you can choose the PVR INOX Kotak Credit Card.

• Just hover your cursor on the PVR INOX Kotak Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process

• You can walk into the nearest Kotak Bank branch to apply for the PVR INOX Kotak Credit Card.

• Request for the credit card application form for the PVR INOX Kotak Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the PVR INOX Kotak Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the Kotak Bank Card website or mobile app or by calling their customer service.

• For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.

Would getting a PVR INOX Kotak Credit Card in 2025 be right?

Yes, getting a PVR INOX Kotak Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

Kotak Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and have good credit, it might be a very good option in 2025.

Conclusion

THE PVR INOX Kotak Credit Card is the best choice for movie buffs who visit PVR and INOX multiplex theatres. It offers a host of benefits, including free movie tickets, discounts on food and beverages, cashback deals, and reward points, thus making every trip to the cinema profitable and affordable. With its sleek look, touchless payment technology, and special privileges, the card provides greater value to entertainment expenses.

One of the greatest benefits of this card is the free cinema tickets each month based on your shopping. This implies that the more you spend on shopping, eating out, and other shopping on the card, the more rewards you can expect to get. The offers on food and drinks at PVR and INOX cinemas help you save money while viewing your favorite movies. Besides entertainment privileges, the Credit card also features online ticket booking of movies with a discount of 5%, allowing you to purchase tickets at discounted rates.

In addition to entertainment benefits, the INOX Kotak Credit Card also provides contactless modes of payment for making transactions swift and secure. The ₹499 annual fee is reasonable considering the benefits provided, and if one is careful while using the card, the cost can be compensated by the free movie tickets and offers.

Frequently Asked Questions (FAQ’s)