Adani One Signature Credit Card: Features & Apply

Summary

Overall, Adani One Signature Credit Card is a premium lifestyle, travel, and comfort rewards credit card. It’s the result of a collaboration between ICICI Bank and Adani Group, blending luxury and credibility.

Most importantly, there is great value for travel in the flyer cards. You are well equipped with complimentary airport lounge access, valet parking, porter service, and a unique Meet & Greet service at Adani-operated airports. These are perfect for regular flyers who seek an effortless airport experience. Flyer cards.

Besides, you receive Adani Reward Points every time you spend. Whether you reserve flights, pay bills, shop, or dine, you accumulate points that you can use on the Adani One platform. The more you spend, the more you accumulate, especially when you utilize Adani services.

Introduction

As the world goes at a rapid pace today, credit cards have become a ubiquitous financial product for the masses. Not only do they help in controlling expenditure, but they also offer an array of benefits and rewards. Adani Group, India’s largest business conglomerate, recently forayed into the credit card segment with the launch of the Adani One Signature Credit Card.

The Adani One Signature Credit Card was launched together with ICICI Bank, which itself has a strong presence in India’s credit card market. This tie-up brings Adani Group’s wide network of services together with ICICI Bank’s sound financial support. As a result, the users of this card can expect an easy and rewarding experience. Whether it is the lounge access at airports or travel benefits, whether it is the reward points or exclusive discounts, the card has a variety of attractive features that make it stand out from the rest.

Besides, another key aspect of the Adani One Signature Credit Card is traveling and lifestyle. As India increasingly becomes interested in traveling, including by air travel, Adani has positioned itself strategically with this card to enable maximum benefits to be availed at Adani-operated airports and other offerings of the Adani ecosystem. For example, customers can access special discounts in airport facilities, enjoy faster check-ins, as well as be able to access premium lounges.

Its easy application procedure is another very good advantage of this card. With everything coming online, it is possible to apply for the Adani One Signature Credit Card through a short online procedure. You can approach the official portal, enter your information, and complete the formalities with as little paperwork as possible. Also, the customer service is extremely quick, so the procedure becomes hassle-free for the users.

What is the Adani One Signature Credit Card?

The Adani One Signature Credit Card is a new credit card that has been introduced by the Adani Group in association with ICICI Bank. It is a special card for travel, shopping, and availing premium lifestyle benefits. The card has several rewards and services, primarily at Adani-operated airports and other Adani services.

Besides this, it also gives users Adani Reward Points for every purchase paid with the card. These points can be converted into booking flights, shopping, dining, etc. The card also gives you membership to airport lounges, quick check-ins, and special discounts in certain locations.

How is the design of the Adani One Signature Credit Card?

The Adani One Signature Credit Card is designed with a contemporary and slim design that complements the quality of service it will provide. Although the card images are not yet out in public, the design must complement the kind of quality desired by ICICI Bank and the Adani Group.

The card would likely be of minimalist design, perhaps taking up the Adani One brand name and subtle design cues consistent with its love for travel and lifestyle benefits. Being intended to replicate airport-related rewards and luxury services, the design is also expected to replicate sophistication and class and target frequent flyers and consumers in search of luxury experiences.

What are the benefits of the Adani One Signature Credit Card?

This card offers many perks and VIP services, particularly useful for members enjoying Adani-operated airports and facilities.

Highlights:

Reward Points:

• Get 7% Adani Reward Points on spends in the Adani One ecosystem, such as Adani-operated airports, Trainman, gas, and electricity services.

• Earn 1.5% Adani Reward Points on other native spends (except fuel purchases and rent).

• Earn 2% Adani Reward Points on international spends.

• Earn 0.5% Adani Reward Points for insurance and utility bill payments.

Welcome and Milestone Benefits:

• Earn a ₹2,000 hotel voucher on activation.

• Get a ₹5,000 flight voucher for spending ₹25,000 within the initial 60 days of activation.

• Get an annual fee waiver on achieving annual spends worth ₹6,00,000.

Airport Privileges at Adani-Managed Airports:

• Get 2 Pranaam Meet & Greet services in a year (one at activation and one at spends of ₹3,00,000).

• Get a 4 lounge upgrade to premium lounges every quarter.

• Get 4 valet parking and 4 premium car parking services per year.

• Get 8 porter services each year, with 2 services released for each ₹1,00,000 spent.

Lounge Access:

• Get 4 complimentary domestic lounge accesses within a quarter.

• Enjoy 2 free international lounge accesses for the entire year.

Entertainment and Lifestyle:

• Benefit from a 50% discount (up to ₹500) on BookMyShow movie tickets twice a month.

• Benefit from a 1% fuel surcharge waiver on spends between ₹400 and ₹4,000.

Other Perks:

• Avail membership in EazyDiner Prime for upgraded dining experiences.

• Be a part of the Rewards ULTRA program for special perks.

What are the fees for the Adani One Signature Credit Card?

Here is a simple breakdown of the  Adani One Signature Credit Card fees.

Joining Fee	Rs. 5,000 + GST
Annual Fee	Rs. 5,000 + GST
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, a 3.75% per month (45% annually) charge on the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting an Adani One Signature Credit Card?

1. Age Requirement:

• You should be between 18 and 65 years of age.

2. Income Requirement:

• Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have a valid address proof.

What documents are required to get an Adani One Signature Credit Card?

The documents that you will have to submit to get an Adani One Signature Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the Adani One Signature Credit Card be used?

Here is the list of places where you can use it:

• With the Adani One Signature Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  Adani One Signature Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The  Adani One Signature Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the Adani One Signature Credit Card?

The credit amount you can spend is what you are provided with an Adani One Signature Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

It’s essential to follow the expenses and not exceed the credit limit because when you pass this limit, then penalties get added, and your credit score also goes down.

How do you apply for an Adani One Signature Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the ICICI Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by ICICI Bank; for instance, you can choose the  Adani One Signature Credit Card.

• Just hover your cursor on the  Adani One Signature Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest ICICI Bank branch to apply for the  Adani One Signature Credit Card.

• Request for the credit card application form of the  Adani One Signature Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  Adani One Signature Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the ICICI Bank Card website, mobile app, or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting an Adani One Signature Credit Card in 2025 be right?

Yes, getting an Adani One Signature Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

ICICI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

Briefly, Adani One Signature Credit Card is no ordinary credit card – it’s a lifestyle card with a host of features and benefits. If you travel a lot, shop frequently, or like to live life in luxury and comfort, then this card can be your ultimate traveling and daily companion.

Firstly, the greatest perk of this card is the benefit of exclusive luxury at Adani-run airports. From complimentary lounge access to meet & greet, valet parking, and all, it turns your airport travel experience into convenience and ease. And, most importantly, this card rewards you for every rupee you spend on yourself, notably when you use it within the Adani system – on flights, hotels, utility bills, and so forth.

Moreover, the welcome rewards such as the hotel and flight vouchers make the card even more appealing for new clients. Not only that, but regular users are even given rewards through milestone rewards, making it a great long-term option. The reward points earned can be used to cover various lifestyle and travel facilities, which also provide additional value to your spending.

Frequently Asked Questions (FAQ’s)