Summary
The InterMiles HDFC Bank Diners Club Credit Card is a premium travel credit card for frequent flyers. It gives high reward points (InterMiles) on all spends redeemable for flights, hotel reservations, and lifestyle benefits. Cardmembers receive 8 InterMiles for each ₹150 spent at InterMiles Flights & Hotels, 6 InterMiles for each ₹150 on retail spends, and 2 InterMiles for each ₹150 on fuel.
This Credit card has special travel privileges, such as up to 6 free airport lounge visits annually, travel insurance, and discounts on hotel and flight bookings. New cardmembers get a welcome reward of up to 25,000 InterMiles. It also offers dining discounts, golf benefits, and EMI conversion facilities.
The joining and annual fee of ₹5,000 + GST can be waived if you spend ₹8 lakh or more in a year. The card charges a foreign currency markup fee of 2%, so it is perfect for international travelers. It also provides a 1% fuel surcharge waiver at petrol pumps in India.
Introduction
If you are a travel enthusiast and want to earn rewards on your spending, then the InterMiles HDFC Bank Diners Club Credit Card could be just the right card for you. This premium credit card is best suited for frequent flyers who want to get the most out of their benefits while booking flights, staying at hotels, and making regular purchases. With this card, you can earn InterMiles (reward points) on every transaction, which can be redeemed for flights, hotel bookings, and other exciting rewards.
The most significant benefit of this card is its exclusive travel benefits. Cardholders get free access to airport lounges, travel insurance, and quicker InterMiles earnings when booking through the InterMiles website. This card additionally features a welcome bonus, hence, it is even more attractive for new consumers.
Apart from travel rewards, the InterMiles HDFC Bank Diners Club Credit Card offers several lifestyle benefits, such as dining discounts, golf privileges, and entertainment. No matter if you prefer dining at fine restaurants or enjoying upmarket experiences, this card provides you with excellent savings.
Here, we are going to inform you about the major features of the InterMiles HDFC Bank Diners Club Credit Card, like its travel rewards, dining rewards, security, etc. If you are a frequent flyer or simply wish to have a high-reward card, this card is full of value. Let’s see its features.
What is the InterMiles HDFC Bank Diners Club Credit Card?
The InterMiles HDFC Diners Club Credit Card is a travel lifestyle credit card that suits individuals who love to travel and earn rewards. The card is co-issued by HDFC Bank and InterMiles (earlier JetPrivilege), which offers personalized advantage while traveling by air, living in hotels, eating out, or shopping.
This card provides you with InterMiles on all expenditures, which you can redeem for flight bookings, hotel stays, and other travel costs. Additionally, it includes free airport lounge access, travel insurance, and dining benefits. The card runs on Diners Club with membership to many worldwide benefits.
What is the design of the InterMiles HDFC Bank Diners Club Credit Card?
The InterMiles HDFC Diners Club Credit Card has a premium and stylish look that is consistent with its luxury and travel rewards. The card comes in a dark-colored theme with a stylish and contemporary look, making it stand out in your wallet.
On the front side, there are the HDFC Bank and InterMiles logotypes and the Diners Club International logo. You can further anticipate the card to have an EMV chip to increase the security of transactions and the touchless pay mark, which means you are permitted to just tap and pay from welcoming machines.
What are the benefits of the InterMiles HDFC Bank Diners Club Credit Card?
Here are the major advantages and actual reward points you can accumulate:
1. Earn InterMiles on Every Spend
With this card, you get InterMiles (reward points) on various categories of spending:
- 8 InterMiles for ₹150 spent on booking InterMiles Flights & Hotels.
- 6 InterMiles for ₹150 spent on normal retail spends.
- 2 InterMiles for every ₹150 spent on fuel.
2. Welcome Bonus
- Get a joining and renewal benefit of up to 25,000 InterMiles when you join.
3. Free Airport Lounge Visits
- Get up to 6 free lounge visits annually across domestic and international airports under the Diners Club Lounge Program.
4. Flight & Hotel Booking Discount
- Flight and hotel booking at maximum 10% discount on intermiles.com.
5. Dining & Lifestyle Rewards
- Fine dining benefits India’s top restaurants.
- Luxury golf clubs at India’s top golf clubs.
6. Travel Insurance & Protection
- Air accident insurance cover of ₹1 crore.
- International travel baggage loss insurance.
7. Fuel Surcharge Waiver
- 1% fuel surcharge waiver on refuelling at all Indian fuel pumps.
8. Contactless Payment & EMI Options
- Fast and safe contactless payment option.
- Convert big buys into convenient EMIs.
What are the fees for the InterMiles HDFC Bank Diners Club Credit Card?
Here is a simple InterMiles HDFC Diners Club Credit Card fee breakup.
| Joining Fee | ₹5,000 + GST |
| Annual Fee | ₹5,000 + GST |
| Add-on Card Fee | There are no charges for additional cards for family members. |
| Finance Charges | If you don’t pay your bill in full, a 1.99% per month (28% annually) charge on the outstanding balance. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Late Payment Fee | For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000 |
What are the criteria for getting an InterMiles HDFC Bank Diners Club Credit Card?
1. Age Requirement:
- You should be between 18 to 65 years of age.
2. Income Requirement:
- You must have a stable monthly income (The exact amount may vary based on Standard Chartered’s policy).
3. Employment Status:
- You should have a regular job or business with a fixed income source.
4. Credit Score:
- A CIBIL score of 700 and above is preferred for sanction.
5. Residency:
- You should be an Indian resident and have a valid address proof.
What documents are required to get an InterMiles HDFC Bank Diners Club Credit Card?
The documents that you will have to submit to Get an InterMiles HDFC Diners Club Credit Card are as below:
| Identity Proof | Aadhaar card, Passport, Voter ID, Driving license, PAN card |
| Address Proof | Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address |
| Income Proof | Salary slip for the last 3 months if you are a salaried employee Bank statement for the last 3 months ITR for self-employed persons |
| Photograph | The latest passport-sized photograph |
Where can the InterMiles HDFC Bank Diners Club Credit Card be used?
Here is the list of places where you can use it:
- With the InterMiles HDFC Diners Club Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.
- You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.
- You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.
- You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.
- You can use your credit card to pay electricity and water bills, mobile bills, and internet services.
- You can use your InterMiles HDFC Diners Club Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).
- The InterMiles HDFC Diners Club Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.
What is the credit limit of the InterMiles HDFC Bank Diners Club Credit Card?
The credit limit of the InterMiles HDFC Diners Club Credit Card will rely on your income, credit score, and banking relationship. Subject to eligibility, this is a high-end credit card, typically ranging from ₹5 lakh to ₹25 lakh or more.
If you hold a Priority Banking account, you may be extended a higher credit limit. You are also allowed by the bank to request a limit upgrade based on your spending and repayment record. To ascertain your actual limit, you may call HDFC Bank once you have made your application.
How do you apply for an InterMiles HDFC Bank Diners Club Credit Card?
Apply it through both these modes:
Online Application Process
- Visit the official website of HDFC Bank, i.e.
- Go to ‘Cards’, followed by ‘Credit Cards’.
- On that page, you can see numerous options for credit cards issued by HDFC Bank; for instance, you can choose the InterMiles HDFC Diners Club Credit Card.
- Just hover your cursor on the InterMiles HDFC Bank Diners Club Credit Card, followed by selecting ‘Apply Now‘ from there.
- You will be asked to fill out your details, including your name, contact information, income details, and employment status.
- Be accurate and updated with the information provided.
- You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.
- After filling out the details and uploading the documents, review your application to make sure everything is correct.
- Apply online through the application form.
- The bank will check your application after you submit it. They can ask for extra documents or information if required.
- You will be informed about the status of your application, and if approved, your card will be delivered to you.
Offline Application Process
- You can walk into the nearest HDFC Bank branch to apply for the InterMiles HDFC Diners Club Credit Card.
- Request for the credit card application form for the InterMiles HDFC Diners Club Credit Card. They will provide you with the form and proceed accordingly.
- Fill in the details in the application form wherever it is required. Care should be taken that all the information about personal details, income, and jobs provided by the applicant should be correct.
- Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport.
- Your application will be processed, and your information will be cross-checked at the bank level.
- In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.
- You will receive the InterMiles HDFC Diners Club Credit Card by post at the same postal address.
- Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the HDFC Bank Card website or mobile app or by calling customer service.
- For security purposes, you must set your PIN (Personal Identification Number) before you can start using your credit card.
Would getting an InterMiles HDFC Bank Diners Club Credit Card in 2025 be right?
Yes, getting an InterMiles HDFC Diners Club Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility.
HDFC Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should make sure that you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and have good credit, it might be a very good option in 2025.
Conclusion
InterMiles HDFC Bank Diners Club Credit Card is a good choice for someone who loves traveling and earning reward points on spends. It gives better travel benefits like airport lounge access, travel insurance, and nice reward points on flight booking and hotel stay.InterMiles are credited to cardholders with each purchase, which can be redeemed for complimentary flights, stays at hotels, and other amazing rewards.
Along with travel rewards, there are also preferred dining offers, golf benefits, and entertainment benefits, so it is a comprehensive travel credit card as well as a lifestyle credit card. The maximum 25,000 InterMiles welcome reward adds to its attraction, as it offers the new customer an excellent start with reward accruals.
Security and convenience are also key attributes of this card. Chip and PIN security, contactless payment ability, and global acceptance with Diners Club assure secure and convenient payments. Additionally, exemption of fuel surcharge, hassle-free EMI conversion options, and an annual fee waiver on heavy expenses make it even more rewarding.
Frequently Asked Questions (FAQ’s)
Ans: The interest charge is 1.99% per month (23.88% annually) on unpaid balances.
Ans: HDFC Bank allows you to pay for large purchases in easy EMIs at a small charge of 1% of the transaction amount (minimum ₹150).
Ans: The Credit card is also loaded with an EMV chip and PIN security, making the transactions secure. It also has contactless payment facilities for secure and quick transactions.
Ans: You can apply online at the HDFC Bank website or visit the nearest HDFC Bank branch. You need to meet the income eligibility and provide the necessary documents.
Ans: Yes, you can purchase add-on cards for your family members too, and they too can avail themselves of similar benefits.
