MakeMyTrip ICICI Bank Credit Card: Benefits & Apply

Summary

In brief, the MakeMyTrip ICICI Bank Credit Card is a good choice for frequent travelers who would like to optimize their travel bookings and receive worthwhile rewards. For starters, the card offers a maximum of 6% myCash on booking hotels and 3% on flights, thus being ideal for people who tend to book holiday or business travels on MakeMyTrip. Additionally, the cardholders also earn 1% myCash on all other purchases, adding to everyday value.

In addition, the card also has a lot of special traveling privileges like airport lounge services for free (both domestic and international) and for free travel insurance, so the trip of the travelers gets even easier and safer. The nice forex markup fee of just 0.99% is another wonderful feature, thus making it a perfect product for the travelers for going abroad.

Along with that, the card includes some delightful perks like a ₹1,000 MakeMyTrip voucher and MMTBLACK Gold Membership that also provides further discounts and offers. The most interesting part is that the yearly charge of ₹999 can be exempted if ₹3,00,000 or more is spent within one year, thereby proving to be all the more beneficial for those using it regularly.

Introduction

MakeMyTrip ICICI Bank Credit Card is your travel heaven, with endless advantages that elevate your vacations. From booking flight tickets, accommodations, or a holiday package, this credit card gives you returns on your holiday spends while making your journey even cheaper. When traveling becomes part of one’s lifestyle, and that too, the most hectic parts of life – business trips – are on a constant rise, a card that solves those purposes completely makes sense.

Another very popular feature of the MakeMyTrip ICICI Credit Card is the rewards points scheme, where the users of the card can earn points for every transaction that they make. Such points can be redeemed for rewards like flight tickets, a stay, or shopping gift vouchers. The credit card also offers welcome benefits, hence making it that much more tempting when you come aboard for the first time.

Also, this card has double advantages, including lounge access at airports and complimentary travel insurance, to provide the traveler with peace of mind. On top of all these benefits, the card members also enjoy the advantage of simple EMI for larger spends, so money flexibility is available when the need comes. So, if you’re a travel enthusiast or go on frequent holidays, the MakeMyTrip ICICI Bank Credit Card is a savvy financial decision to make.

What is the MakeMyTrip ICICI Bank Credit Card?

MakeMyTrip ICICI Bank Credit Card is a high-end credit card for that traveler who again and again makes flight, hotel, and holiday package bookings. First of all, this card offers excellent rewards on every transaction, especially on travel expenses. For instance, card members receive reward points whenever they book a flight or a hotel using MakeMyTrip, which can be further used to obtain free flight or hotel reservations. Besides, it provides special discounts on mobile and web bookings via the MakeMyTrip website or app.

Additionally, the card features some convenient travel privileges, such as entry into airport lounges and complimentary travel insurance, so you can travel more safely and comfortably. Moreover, the more you spend on the card, the more reward points you accrue, thus ensuring the utmost utilization of your spend. As a whole, the MakeMyTrip ICICI Credit Card is ideal for travel buffs seeking to make maximum bookings for travel and also benefit from several rewards and privileges.

How is the design of the MakeMyTrip ICICI Bank Credit Card?

MakeMyTrip ICICI Bank Credit Card has a fresh and hip outlook for the travel buff. There are two versions available: Mastercard and RuPay, both of which are very acceptable domestically as well as overseas.

The Mastercard variant is colored yellow and orange and has a glowing effect, which represents the warmth of traveling destinations, while the RuPay variant has a professional and stylized appearance. Both variants use contactless payment technology, making payments easy and secure.

What are the benefits of the MakeMyTrip ICICI Bank Credit Card?

Here are the key advantages of joining:

Travel & Booking Rewards

• Up to 6% myCash on MakeMyTrip hotel bookings, in addition to platform discounts.

• 3% myCash on MakeMyTrip flight, bus, and cab bookings.

• 1% myCash on other eligible retail purchases.

Joining & Yearly Benefits

• ₹1,000 MakeMyTrip voucher at joining, to be used within a year.

• MMTBLACK Gold Membership for a year, with additional benefits and savings.

• ₹1,000 hotel voucher every year, which can be used within three months of paying the annual fee.

• Exemption of annual fee on ₹3,00,000 spends in an anniversary year.

Lounge Access & Travel Benefits

• 8 free domestic airport lounge accesses in a year.

• 1 free international lounge access in a year.

• Minimum forex markup charge of just 0.99% on international spends.

MyCash Rewards Program

• No-limit myCash rewards that do not expire.

• 1 myCash = ₹1, which can be redeemed on MakeMyTrip for flights, hotel stays, holidays,

• cab fares, and buses.

What are the fees for the MakeMyTrip ICICI Bank Credit Card?

Here is a simple breakdown of the  MakeMyTrip ICICI Bank Credit Card fees.

Joining Fee	Rs. 999 + GST
Annual Fee	Rs. 999 + GST
Add-on Card Fee	No charges for additional cards for family members.
Finance Charges	If you don’t pay your bill in full, a 3.75% per month (45% annually) charge on the outstanding balance.
Cash Advance Fee	2.5% of the amount withdrawn or ₹500, whichever is higher.
Late Payment Fee	For Statement Balance Less than Rs. 101 – Nil Rs. 101 – Rs. 500 – Rs. 150 Rs. 501 – Rs. 5,000 – Rs. 500 Rs. 5,001 – Rs. 20,000 – Rs. 750 Rs. 20,000 & above – Rs. 1,000

What are the criteria for getting a MakeMyTrip ICICI Bank Credit Card?

1. Age Requirement:

• You should be between 18 and 65 years of age.

2. Income Requirement:

• Salaried Applicants: The minimum net monthly income is required; however, the bank fixes the amount, which can differ based on the applicant’s profile.

• Self-Employed Applicants: A minimum ITR amount is needed; the bank fixes the specific amount and can differ with applicants.

3. Employment Status:

• You should have a regular job or business with a fixed income source.

4. Credit Score:

• A CIBIL score of 700 and above is preferred for sanction.

5. Residency:

• You should be an Indian resident and have a valid address proof.

What documents are required to get a MakeMyTrip ICICI Bank Credit Card?

The documents that you will have to submit to get an Anaake MyTrip ICICI Bank Credit Card are as below:

Identity Proof	Aadhaar card, Passport, Voter ID, Driving license, PAN card
Address Proof	Utility bills like electricity, water, etcRent agreement, Bank statement, or passbook with your address
Income Proof	Salary slip for the last 3 months, if you are a salaried employeeBank statement for the last 3 monthsITR for self-employed persons
Photograph	The latest passport-sized photograph

Where can the MakeMyTrip ICICI Bank Credit Card be used?

Here is the list of places where you can use it:

• With the MakeMyTrip ICICI Bank Credit Card, you can shop for clothing, electronics, accessories, and more at almost every retail outlet, shopping mall, and e-shopping website.

• You can also use it on websites like Amazon, Flipkart, etc., and also make bookings on websites like MakeMyTrip, Yatra, etc.

• You can use the card to pay for your meals in restaurants, cafes, and fast food outlets.

• You can use it to book flight, train, or bus tickets, as well as to pay for taxi, Uber, Ola, or hotel bookings.

• You can use your credit card to pay electricity and water bills, mobile bills, and internet services.

• You can use your  MakeMyTrip ICICI Bank Credit Card to pay for expensive items such as electronics or appliances through easy monthly installments (EMIs).

• The  MakeMyTrip ICICI Bank Credit Card is also accepted in other countries, where you can make purchases and payments. It is also accepted wherever Visa is accepted.

What is the credit limit of the MakeMyTrip ICICI Bank Credit Card?

The credit amount you can spend is what you are provided with a MakeMyTrip ICICI Bank Credit Card. It is based on your income, credit score, and other financial history when you are selected for this credit card by the bank.

For instance, if you have a credit limit of ₹50,000, you can spend up to that amount only. If you want to spend more than the limit, the bank will not consider it.

The actual credit limit varies with the person. A credit limit could be ₹30,000 for someone and ₹1,00,000 for another, or even more, considering his/her profile and financial background.

How do you apply for a MakeMyTrip ICICI Bank Credit Card?

Apply it through both these modes: 

Online Application Process:

• Visit the official website of the ICICI Bank, i.e. 

• Go to ‘Cards’, followed by ‘Credit Cards’.

• On that page, you can see numerous options for credit cards issued by ICICI Bank; for instance, you can choose the  MakeMyTrip ICICI Bank Credit Card.

• Just hover your cursor on the  MakeMyTrip ICICI Bank Credit Card, followed by selecting ‘Apply Now‘ from there.

• You will be asked to fill out your details, including your name, contact information, income details, and employment status.

• Be accurate and updated with the information provided.

• You are required to upload documents like your identity proof, address proof, income proof, and photograph, as per the list of documents mentioned above.

• After filling out the details and uploading the documents, review your application to make sure everything is correct.

• Apply online through the application form.

• The bank will check your application after you submit it. They can ask for extra documents or information if required.

• You will be informed about the status of your application, and if approved, your card will be delivered to you.

Offline Application Process:

• You can walk into the nearest ICICI Bank branch to apply for the  MakeMyTrip ICICI Bank Credit Card.

• Request for the credit card application form of the  MakeMyTrip ICICI Bank Credit Card. They will provide you with the form and proceed accordingly.

• Fill in the details in the application form wherever it is required. Care should be taken to ensure that all the information about personal details, income, and jobs provided by the applicant is correct.

• Along with the form, furnish the relevant documents. The list of documents includes Identity proof, Address proof, Proof of income, and a passport photograph.

• Your application will be processed, and your information will be cross-checked at the bank level.

• In case of successful completion, the bank will sanction the credit card with a reply and forward it to the registered address.

• You will receive the  MakeMyTrip ICICI Bank Credit Card by post at the same postal address.

• Once you receive your card, you need to activate it by following the instructions given in the envelope, either through the ICICI Bank Card website, mobile app, or by calling their customer service.

• You must set your PIN (Personal Identification Number) for security purposes before you can start using your credit card.

Would getting a MakeMyTrip ICICI Bank Credit Card in 2025 be right?

Yes, getting an MakeMyTrip ICICI Credit Card in 2025 can be a good option if you require a credit card with great offers, especially for those who shop for lifestyle products. The reward is excellent and comes with the purchase of items such as jewelry. On top of that, the bank provides discounts and easy access to the EMI facility. 

ICICI Bank is also a strong bank with high customer service, so it is dependable. But don’t forget that you should ensure you can handle your credit responsibly in terms of paying the bills and keeping your credit from exceeding its limit. Provided that you are stable in terms of income and you have good credit, it might be a very good option in 2025.

Conclusion

Overall, the MakeMyTrip ICICI Bank Credit Card is best suited for customers who frequently book flights, hotels, and other travel services online. As one can see, it offers several benefits, starting from earning valuable myCash rewards to exclusive discounts on bookings on MakeMyTrip. In addition to these rewards, the card also provides free airport lounge access, travel insurance, and special vouchers, and hence a complete travel companion.

It’s also a convenient option for overseas tourists, where they can avoid foreign currency buying cost while purchasing abroad. Being able to earn the reward points on flight bookings, hotels, and holiday packages through MakeMyTrip is an added benefit.

Even though there is a yearly fee associated with the card, this can be waived by achieving a certain level of spend within a year, something that most frequent travelers would be able to do quite easily. On top of that, the joining benefits such as the welcome vouchers and MMTBLACK Gold Membership are also icing on the cake.

Frequently Asked Questions (FAQ’s)